1218 7th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1218 7th Ave, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 1,820 sqft · built 1915
Lot Size0.132 acres (5,775 sqft)
Owner2 Individual Names on File
Last Sale$252,500 (Dec 2023)
Tax Bill$5,382 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.63-1-8

Property Details

APN / Parcel Number

Primary APN421500 49.63-1-8
Alternative APN
  • 150004906300010080000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area1,820 sqft Total Area
1st Floor Area910 sqft
2nd Floor Area910 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,775 sqft (0.132 acres)
Lot Dimensions175 ft deep x 33 ft wide

Exterior Amenities

PorchSlab
Porch Area506 sqft
Patio Area900 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1218 7TH AVE
CitySCHENECTADY
StateNY
Zip12303-1716
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract21500

Owner

1218 7th Ave, a duplex, is owned and occupied by two individuals who bought it in December 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1218 7TH AVE, SCHENECTADY, NY 12303-1716
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 24, 2021Warranty Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2023 · Amount on File
Deed SaleDec 15, 2023 · Amount on File
Prior SaleApr 25, 2006 · Amount on File
Deed Document Number202370707
Deed Book / Page2121 / 444
Record UpdatedOct 29, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateDec 15, 2023
Property Address1218 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000070707
Book / Page2121 / 444
Instrument DateMar 8, 2023
Instrument202370707
Transaction TypeTransfer
Record UpdatedJan 2, 2024
Title CompanyPRIORITY 1 ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1138 WEBSTER ST, SCHENECTADY, NY 12303-1726

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1545 CHRISLER AVE, SCHENECTADY, NY 12303-1826

Mortgage

Document Number0000070708
DateDec 15, 2023
Instrument202370708
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueApr 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 24, 2021
Property Address1218 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000041524
Book / Page2065 / 710
Instrument DateJul 23, 2021
Instrument202141524
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1218 7TH AVE, 1218, SCHENECTADY, NY 12303-1716

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 WEBSTER ST, SCHENECTADY, NY 12303-1726

Tax Assessment & Valuation

The 2026 property tax bill for 1218 7th Ave was $5,382, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,382.00 (+3.68%)
2025$5,191.00$83,700 Land $12,600 Building $71,100$138,599 Land $20,864 Building $117,735
2023$83,700 (-) Land $12,600 Building $71,100$105,949 (+3.8%) Land $15,949 Building $90,000
2022$83,700 Land $12,600 Building $71,100$102,073 Land $15,366 Building $86,707
2021$4,797.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1218 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1218 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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