12251 Pine Bluff Rd, Pine Island, MN 55963 Property Records

Olmsted County property record for 12251 Pine Bluff Rd, Pine Island, MN 55963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,743 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2021)
Tax Bill	$9,522 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85.09.23.085489`

Property Details

APN / Parcel Number

Primary APN	`85.09.23.085489`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,743 sqft Living Area
1st Floor Area	1,179 sqft
2nd Floor Area	1,564 sqft
Basement Area	1,340 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,082 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	161 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12251 PINE BLUFF RD
City	PINE ISLAND
State	MN
Zip	55963-7546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-09 TWP-108 RANGE-015 THE N466.70FT OF THE E466.70FT SW14 NW14 SEC 9-108-15
Legal Range	15
Legal Township	108
Legal Section	09
Jurisdiction	OLMSTED MN
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1026
Census Tract	1901

Owner

12251 Pine Bluff Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12251 PINE BLUFF RD, PINE ISLAND, MN 55963-7546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ZUMBROTA
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF ZUMBROTA
Jul 29, 2021	Warranty Deed, Transfer ROCHESTER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Deed Document Number	20211542416
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	12251 PINE BLUFF RD, PINE ISLAND, MN 55963-7546
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1570779
Date	Jul 28, 2022
Instrument	A-1570779

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	12251 PINE BLUFF RD, PINE ISLAND, MN 55963-7546
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12106 COUNTY 12 BLVD, WANAMINGO, MN 55983-6406

Mortgage

Document Number	00A1548907
Date	Oct 11, 2021
Instrument	A-1548907

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 4, 2022

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 29, 2021
Property Address	12251 PINE BLUFF RD, PINE ISLAND, MN 55963-7546
Document Number	00A1542416
Instrument Date	Jul 23, 2021
Instrument	A-1542416
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12106 COUNTY 12 BLVD, WANAMINGO, MN 55983-6406

Tax Assessment & Valuation

The 2026 property tax bill for 12251 Pine Bluff Rd was $9,522 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	New Haven Township
Unified School District	Pine Island Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,522.00 Homeowner's exemption
2025		$969,000 Land $175,000 Building $794,000	$969,000 Land $175,000 Building $794,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12251 Pine Bluff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2010–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12251 Pine Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

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