11786 Pine Bluff Rd, Pine Island, MN 55963 Property Records

Olmsted County property record for 11786 Pine Bluff Rd, Pine Island, MN 55963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,974 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2021)
Tax Bill	$9,276 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85.09.31.086045`

Property Details

APN / Parcel Number

Primary APN	`85.09.31.086045`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft
Basement Area	1,974 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,150 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11786 PINE BLUFF RD
City	PINE ISLAND
State	MN
Zip	55963-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-09 TWP-108 RANGE-015 S 466.69FT OF THE W 466.69FT NE14 SW14 SEC 9-108-15
Legal Range	15
Legal Township	108
Legal Section	09
Jurisdiction	OLMSTED MN
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1026
Census Tract	1901

Owner

Source: Olmsted County records · APN 85.09.31.086045

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11786 PINE BLUFF RD, PINE ISLAND, MN 55963-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2022	Quit Claim Deed, Subdivision Related Transfer · Conventional Mortgage BREMER BANK NA
Oct 21, 2021	Quit Claim Deed, Transfer · Construction Mortgage HOME FSB
Aug 20, 2021	Warranty Deed, Transfer ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	20211544350
Last Transfer Date	Oct 07, 2021
Transfer Doc	00A1549853
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 08, 2022
Property Address	11786 PINE BLUFF RD, PINE ISLAND, MN 55963-2811
Document Number	00A1566978
Instrument Date	May 20, 2022
Instrument	A-1566978
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11786 PINE BLUFF RD, PINE ISLAND, MN 55963-2811

Mortgage

Document Number	00A1566979
Date	Jun 08, 2022
Instrument	A-1566979

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Oct 21, 2021
Property Address	11786 PINE BLUFF RD, PINE ISLAND, MN 55963-2811
Document Number	00A1549853
Instrument Date	Oct 07, 2021
Instrument	A-1549853
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 2ND ST SW, ROCHESTER, MN 55902-0822
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1549854
Date	Oct 21, 2021
Instrument	A-1549854

Lender

Name	HOME FSB
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 07, 2022

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 20, 2021
Property Address	11786 PINE BLUFF RD, PINE ISLAND, MN 55963-2811
Document Number	00A1544350
Instrument Date	Jul 22, 2021
Instrument	A-1544350
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 STONE HAVEN DR NE, BYRON, MN 55920-1651
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Olmsted County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	New Haven Township
Unified School District	Pine Island Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,276.00 (+229.64%) Homeowner's exemption
2025		$946,200 (+219.34%) Land $175,000 Building $771,200	$946,200 (+219.34%) Land $175,000 Building $771,200
2022	$2,814.00	$296,300 Land $175,000 Building $121,300	$296,300 Land $175,000 Building $121,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2010–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Rural Communications Holding Fiber	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: LTD Broadband, Verizon.

Based on FCC filings for 5 locations within half a mile of this property.

Nearby Properties on Pine Bluff Rd

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