1225 W Saint Germain St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1225 W Saint Germain St, Saint Cloud, MN 56301

Property Summary

Property Type	Other Improved
Details	10,499 sqft · built 1951
Lot Size	0.4 acres (17,425 sqft)
Owner	Company Name on File
Flood Zone	Zone X (minimal risk)
APN	`82-46302-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46302-0000`

Interior

Stories	1 Story
Building Area	10,499 sqft Living Area
1st Floor Area	6,984 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Lot Area	17,425 sqft (0.4 acres)
Lot Width	66 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1225 W SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56301-3457
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	C4
Legal Description	LOT 4 & 5 BLK 4 CRAM'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 CRAM'S ADD SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	CRAMS ADD
Legal Block	4
Legal Lot Number	4-5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2032
Census Tract	602

Owner

Source: Stearns County records · APN 82-46302-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1225 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3457
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,900 (-) Land $157,000 Building $598,900	$755,900 (-) Land $157,000 Building $598,900
2025		$755,900 (-) Land $157,000 Building $598,900	$755,900 (-) Land $157,000 Building $598,900
2023	Additional exemption filed	$755,900 Land $157,000 Building $598,900	$755,900 Land $157,000 Building $598,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon, Xtratyme Technologies.

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.