Stearns County property record for 1209 W Saint Germain St, Saint Cloud, MN 56301 · Last verified November 2025
| Property Type | Commercial |
|---|---|
| Details | 8,802 sqft · built 1920 |
| Owner | Company Name on File |
| Tax Bill | $15,334 (2024) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46299-0000 |
| Primary APN | 82-46299-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 8,802 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Brick |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Old Parcel Number | 82.46299.0000 |
|---|---|
| Street Address | 1209 W SAINT GERMAIN ST |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3457 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 002 BLK 004 CRAM'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28 |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | CRAMS ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 602 |
Source: Stearns County records · APN 82-46299-0000
Assessment roll updated February 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2201, SAINT CLOUD, MN 56302-2201 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 19, 2024 | Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE |
| Mar 19, 2024 | Contract Sale, Transfer |
| Mar 01, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2024 |
| Deed Sale | Mar 19, 2024 |
| Prior Sale | Mar 01, 2017 |
| Deed Document Number | A1669146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 19, 2024 |
| Property Address | 1209 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3457 |
| Document Number | 00A1669146 |
| Instrument Date | Mar 11, 2024 |
| Instrument | A1669146 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 232, SARTELL, MN 56377-0232 |
| Investor | Possibly a Property Investor |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 19, 2024 |
| Property Address | 1209 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3457 |
| Document Number | 00A1669148 |
| Instrument Date | Mar 11, 2024 |
| Instrument | A1669148 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2201, SAINT CLOUD, MN 56302-2201 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 01, 2017 |
| Property Address | 1209 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3457 |
| Document Number | 00A1490232 |
| Instrument Date | Feb 22, 2017 |
| Instrument | A1490232 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 8TH AVE SW, ROCHESTER, MN 55902-2940 |
Source: Stearns County records · Assessment roll updated February 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $600,000 (+26.64%) Land $210,000 Building $390,000 | $600,000 (+26.64%) Land $210,000 Building $390,000 | |
| 2024 | $15,334.00 (+4.6%) | ||
| 2023 | $14,660.00 | $473,800 Land $210,000 Building $263,800 | $473,800 Land $210,000 Building $263,800 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BIF IV Intrepid HoldCo | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Lumen Technologies, Spectrum, Xtratyme Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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