Kenton County property record for 1225 Upland Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,418 sqft · built 1964 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Jul 2018) |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-40-51-001.02 |
| Primary APN | 041-40-51-001.02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,418 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1225 UPLAND AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS LOT 254 |
| Legal Subdivision | SOUTH HILLS |
| Legal Phase | B |
| Legal Lot Number | 254 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1225 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK KENTUCKY INC |
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK KENTUCKY INC |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 24, 2018 | Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on Record |
| Deed Sale | Jul 24, 2018 · Amount on Record |
| Prior Sale | Oct 1, 2013 · Amount on Record |
| Deed Document Number | 201807 24 059 00083 |
| Deed Book / Page | 6459 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1225 UPLAND AVE, FT WRIGHT, KY 41011-3760 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1225 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Document Number | 0005900106 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | KCM 703/889 |
| Instrument | 25110505900106 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 14, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1225 UPLAND AVE, FT WRIGHT, KY 41011-3760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1225 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Document Number | 0005900106 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | KCM 703/889 |
| Instrument | 25110505900106 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 14, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1225 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900226 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 281/161 |
| Instrument | 21100505900226 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 24, 2018 |
| Property Address | 1225 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Document Number | 0000000083 |
| Book / Page | 0C6459 / 000220 |
| Instrument Date | Jun 30, 2018 |
| Instrument | 83 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1225 UPLAND AVE COVINGTON KY 410113760, COVINGTON, KY 41011-3760 |
| Document Number | 84 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 0C6459/000223 |
| Instrument | 84 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,700 (-) Land $45,000 Building $169,700 | $214,700 (-) Land $45,000 Building $169,700 | |
| 2025 | $2,127.00 (+17.38%) | $214,700 (+26.29%) Land $45,000 Building $169,700 | $214,700 (+26.29%) Land $45,000 Building $169,700 |
| 2023 | $1,812.00 | $170,000 Land $45,000 Building $125,000 | $170,000 Land $45,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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