1225 Tom Ginnever Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 1225 Tom Ginnever Ave, O Fallon, MO 63366

Property Summary

Property TypeCommercial
Details5,700 sqft · built 2001
Lot Size0.66 acres (28,750 sqft)
OwnerCompany Name on File
Last Sale$475,000 (Mar 2012)
Tax Bill$8,022 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNT020300459

Property Details

APN / Parcel Number

Primary APNT020300459
Alternative APN
  • 2-0051-8803-00-0002.0000000

Interior

Stories1 Story
Building Area5,700 sqft Gross Area
1st Floor Area5,700 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area28,750 sqft (0.66 acres)
PorchPorch
Porch Area320 sqft

Location & Zoning

Account NumberT020300459
Street Address1225 TOM GINNEVER AVE
CityO FALLON
StateMO
Zip63366-4774
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOUNTRY SIDE CARPETS AT CROSSINGS LOT 2
Legal SubdivisionCOUNTRY SIDE CARPETS AT CROSSINGS
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2003
Census Tract311603

Owner

1225 Tom Ginnever Ave, a commercial property, is owned by a company that bought it in March 2012.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address9400 W 55TH ST, SHAWNEE, KS 66203-2042
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2012 · Amount on File
Deed SaleMar 22, 2012 · Amount on File
Prior SaleApr 3, 2009 · Amount on File
Deed Document Number2012209500
Deed Book / Page5747 / 89
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1225 TOM GINNEVER AVE, O FALLON, MO 63366-4774
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9400 W 55TH ST, MERRIAM, KS 66203-2042

Mortgage

Document Number0000059215
DateOct 31, 2022
Instrument2022R-059215
Lender
NameCOUNTRY CLUB BANK
TypeBank
AddressLEAWOOD, KS 66206
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1225 Tom Ginnever Ave was $8,022.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,477 (-)$363,990 (-) Land $107,812 Building $256,178
2025$8,022.00$116,477$363,990 Land $107,812 Building $256,178
2023$111,580
2022$348,687 Land $107,812 Building $240,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1225 Tom Ginnever Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 Tom Ginnever Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisper ISP
Fixed Wireless
100 / 20

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