St. Charles County property record for 1140 Tom Ginnever Ave, O Fallon, MO 63366
| Property Type | Commercial |
|---|---|
| Details | 6,088 sqft · built 2015 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $20,590 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T150300015 |
| Primary APN | T150300015 |
|---|---|
| Alternative APN |
|
| Building Area | 6,088 sqft Gross Area |
|---|---|
| 1st Floor Area | 6,088 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 52,272 sqft (1.2 acres) |
| Account Number | T150300015 |
|---|---|
| Street Address | 1140 TOM GINNEVER AVE |
| City | O FALLON |
| State | MO |
| Zip | 63366-4530 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CRYSTAL RIDGE COMMERCIAL LOT 1 |
| Legal Subdivision | CRYSTAL RIDGE COMMERCIAL |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 311602 |
Source: St. Charles County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 N MAIN ST, O FALLON, MO 63366-2200 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer |
| Jul 30, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 |
| Deed Sale | Sep 22, 2025 |
| Prior Sale | May 5, 2014 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 22, 2025 |
| Property Address | 1140 TOM GINNEVER AVE, O FALLON, MO 63366-4530 |
| Document Number | 0000041679 |
| Map Reference | MB 47 PG 311 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025R-041679 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 TOM GINNEVER AVE, O FALLON, MO 63366-4530 |
| Name | Verified Name |
|---|---|
| Address | 100 N MAIN ST, O FALLON, MO 63366-2200 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1140 TOM GINNEVER AVE, O FALLON, MO 63366-4530 |
| Document Number | 0071161232 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 TOM GINEVER AVE O FALLON MO 63366, O FALLON, MO 63366 |
| Document Number | 0071161232 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 007116/001232 |
| Instrument | 401190 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255-0001 |
| Amount | Amount Recorded |
|---|
| Rate | 2% |
|---|
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,590.00 (-2.64%) | $298,969 (-) | $934,279 (-) Land $156,816 Building $777,463 |
| 2024 | $21,149.00 | ||
| 2023 | $298,969 | ||
| 2022 | $934,279 Land $156,816 Building $777,463 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed, Wisper ISP.
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