1225 Spring Ter Loop, Temple, TX 76502 Property Records

Bell County property record for 1225 Spring Ter Loop, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,322 sqft · built 2019
Lot Size	0.13 acres (5,706 sqft)
Owner	2 Individuals on Record
Tax Bill	$4,050 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0956560801`

Property Details

APN / Parcel Number

Primary APN	`0956560801`
Alternative APNs	`476076` `865673`

Interior

Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	5,706 sqft (0.13 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	95 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	865673
Street Address	1225 SPRING TERRACE LOOP
City	TEMPLE
State	TX
Zip	76502-7285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE XI, BLOCK 003, LOT 0002, 0.131AC 0.131AC
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE XI
Legal Block	3
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1003
Census Tract	20302

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1225 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 1, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 20, 2019	Vendor's Lien, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021
Deed Sale	Mar 26, 2021
Prior Sale	May 20, 2019
Deed Document Number	2021018574
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	2019-00045079
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1225 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY STLMT GROUP OF TX L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285

Mortgage

Document Number	0000044657
Date	Sep 11, 2025
Instrument	2025044657

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 1, 2019
Property Address	1225 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285
Document Number	0000045079
Map Reference	DOC 2017-16
Instrument Date	Sep 30, 2019
Instrument	2019-00045079
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285

Mortgage

Document Number	0000045080
Date	Oct 1, 2019
Instrument	2019-00045080

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 20, 2019
Property Address	1225 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285
Document Number	0000020772
Map Reference	DOC 2017 PL 16
Instrument Date	May 15, 2019
Instrument	2019-00020772
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020773
Date	May 20, 2019
Instrument	2019-00020773

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,050.00 (-13.99%) Homeowner's exemption	$269,039 Land $32,000 Building $237,039	$269,039 Land $32,000 Building $237,039
2022	$4,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on Spring Ter Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures