1221 Spring Ter Loop, Temple, TX 76502 Property Records

Bell County property record for 1221 Spring Ter Loop, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,465 sqft · built 2019
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$172,600 (Nov 2019)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0956560798`

Property Details

APN / Parcel Number

Primary APN	`0956560798`
Alternative APNs	`476075` `867716`

Interior

Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Roof Type	Hip
Lot Area	8,843 sqft (0.203 acres)
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1221 SPRING TERRACE LOOP
City	TEMPLE
State	TX
Zip	76502-7285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE XI, BLOCK 003, LOT 0001, 0.203AC
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE XI
Legal Block	3
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1003
Census Tract	20302

Owner

1221 Spring Ter Loop is owned and occupied by an individual who bought it in November 2019.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1221 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 20, 2019	Vendor's Lien, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	201951788
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0000051788
Record Updated	Sep 20, 2026

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 12, 2019
Property Address	1221 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285
Document Number	0000051788
Map Reference	DOC 2017-16
Instrument Date	Nov 8, 2019
Instrument	2019-00051788
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 SPIRES TERRACE LOOP, TEMPLE, TX 76502

Mortgage

Document Number	0000051789
Date	Nov 12, 2019
Instrument	2019-00051789

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 20, 2019
Property Address	1221 SPRING TERRACE LOOP, TEMPLE, TX 76502-7285
Document Number	0000020765
Map Reference	DOC 2017 PL 16
Instrument Date	May 15, 2019
Instrument	2019-00020765
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020766
Date	May 20, 2019
Instrument	2019-00020766

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1221 Spring Ter Loop was $3,678 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00	$218,118	$253,719 Land $40,000 Building $213,719
2023	$2,947.00 (-18.41%) Homeowner's exemption	$277,887 Land $32,000 Building $245,887	$277,887 Land $32,000 Building $245,887
2022	$3,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 Spring Ter Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Spring Ter Loop is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

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