1225 Harding Ave, Ames, IA 50010 Property Records

Story County property record for 1225 Harding Ave, Ames, IA 50010 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1947
Square Footage1,383 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2023)
Tax Bill$3,194.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-03-228-020

Interior

Bedrooms5 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Total Rooms8 Rooms
Building Area1,383 sqft Living Area
1st Floor728 sqft 1st Floor
Basement Area728 sqft Basement
Finished Basement260 sqft Finished
Unfinished Basement468 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,000 sqft (0.138 acres)
Depth X Width120 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
Shed1 Shed
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1225 HARDING AVE
CityAMES
StateIA
Zip50010-5858
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIRWINS ADD BLOCK:2 LOT:2 AMES
Legal Range24W
Legal Township83N
Legal Section03
Legal SubdivisionIRWIN'S ADD
Legal Block2
Legal Lot Number2
JurisdictionSTORY IA
Minor Civil DivisionWASHINGTON
Census Blockgroup1
Census Block1001
Census Tract900

Owner

Source: Story County records · APN 09-03-228-020

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1225 HARDING AVE, AMES, IA 50010-5858
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Warranty Deed, Transfer · Conventional Mortgage
NORTHWEST BANK
Dec 09, 2020Warranty Deed, Transfer · Conventional Mortgage
GREATER IOWA CU
Nov 06, 2017Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleDec 09, 2020 · Amount on Record
Deed Doc Number20236039
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateAug 28, 2023
Property Address1225 HARDING AVE, AMES, IA 50010-5858
Document Number0202306039
Instrument DateAug 24, 2023
Instrument2023-06039
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyNOT AVAILABLE, ATS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$399.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 HARDING AVE, AMES, IA 50010-5858

Mortgage

Document Number0202306040
DateAug 28, 2023
Instrument2023-06040
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateDec 09, 2020
Property Address1225 HARDING AVE, AMES, IA 50010-5858
Document Number0202014715
Instrument DateDec 03, 2020
Instrument2020-14715
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$328.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 HARDING AVE, AMES, IA 50010-5858

Mortgage

Document Number0202014716
DateDec 09, 2020
Instrument2020-14716
Lender
NameGREATER IOWA CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateNov 06, 2017
Property Address1225 HARDING AVE, AMES, IA 50010-5858
Document Number201700011272
Instrument DateNov 02, 2017
Instrument2017-00011272
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 HARDING AVE, AMES, IA 50010-5858

Mortgage

Document Number0201711273
DateNov 06, 2017
Instrument2017-11273
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2032

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,194.00$214,400 (-2.63%) Land $39,000 Building $175,400$214,400 (-2.63%) Land $39,000 Building $175,400
2024$3,194.00 (+1.85%)
2023$220,200 Land $46,600 Building $173,600$220,200 Land $46,600 Building $173,600
2022$3,136.00

Flood & Wildfire

1225 Harding Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Story County (19169C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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