Story County property record for 1218 Harding Ave, Ames, IA 50010 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,585 sqft · built 1933 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,862 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03-229-090 |
| Primary APN | 09-03-229-090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Attic | Attic |
| Attic Area | 472 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 945 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1218 HARDING AVE |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-5859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRWINS ADD BLOCK:1 LOT:11 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 03 |
| Legal Subdivision | IRWIN'S ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 900 |
Source: Story County records · APN 09-03-229-090
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1218 HARDING AVE, AMES, IA 50010-5859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2018 | Deed of Trust, Mortgage GREAT WESTERN BANK |
| Aug 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1218 HARDING AVE, AMES, IA 50010-5859 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201809375 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 2018-09375 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 51 Months |
| Due | Jan 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1218 HARDING AVE, AMES, IA 50010-5859 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201708212 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 2017-08212 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2032 |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,862.00 Homeowner's exemption | $219,100 (-4.57%) Land $42,900 Building $176,200 | $219,100 (-4.57%) Land $42,900 Building $176,200 |
| 2024 | $2,862.00 (-3.11%) | ||
| 2023 | $229,600 Land $47,000 Building $182,600 | $229,600 Land $47,000 Building $182,600 | |
| 2022 | $2,954.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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