1225 E Porter St, Albion, MI 49224 Property Records

Calhoun County property record for 1225 E Porter St, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,102 sqft · built 1945
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (May 2024)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-013-680-00`

Property Details

APN / Parcel Number

Primary APN	`51-013-680-00`
Alternative APN	`13-51-013-680-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,102 sqft Living Area
1st Floor Area	930 sqft
Basement Area	930 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	84 ft deep x 55 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1225 E PORTER ST
City	ALBION
State	MI
Zip	49224-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, ASSESSORS RE PLAT OF WESLEYAN SEMINARY BLK 103 PT LOTS 2 & 3; BEG AT SE COR SD BLK TH S 89 DEG 52' W ALG S LN BLK 78' TO POB. TH S 89 DEG 52' W ALG SD LN 72' -N 0 DEG 1' E 84' -N 89 DEG 52' E 72' -S 0 DEG 1' W 84' TO POB. (1225 PORTER ST
Legal Subdivision	ASSRS OF WESLEYAN SEMINARY ALB
Legal Lot Number	2-3
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2042
Census Tract	3400

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1225 E PORTER ST, ALBION, MI 49224-1954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 25, 2022	Warranty Deed, Transfer
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Jan 25, 2022	Re-recorded Document MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Oct 7, 2022 · Amount on Record
Deed Book / Page	4824 / 393
Prior Transfer Date	May 9, 2024
Prior Transfer Doc	004830/371
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Oct 7, 2022
Property Address	1225 E PORTER ST, ALBION, MI 49224-1954
Document Number	004697/555
Book / Page	4697 / 555
Map Reference	LB 9A PG 22
Instrument Date	Sep 29, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2022
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E PORTER ST, ALBION, MI 49224-1954

Mortgage

Document Number	0046970558
Date	Oct 7, 2022
Instrument	4697-0558

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jan 25, 2022
Property Address	1225 E PORTER ST, ALBION, MI 49224-1954
Document Number	004625/666
Book / Page	4625 / 666
Map Reference	LB 9A PG 22
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1607 17TH ST W # W331, 1607, BILLINGS, MT 59102-2902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E PORTER ST, ALBION, MI 49224-1831

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jul 20, 2020
Property Address	1225 E PORTER ST, ALBION, MI 49224-1954
Document Number	004437/235
Book / Page	4437 / 235
Map Reference	LB 9A PG 22-23
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$907.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1373 SILKWOOD DR, 1373, OKEMOS, MI 48864-3080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E PORTER ST, ALBION, MI 49224-1954

Mortgage

Document Number	0004437236
Date	Jul 20, 2020
Instrument	4437/236

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CALHOUN MI
Recording Date	Jan 25, 2022
Property Address	1225 E PORTER ST, ALBION, MI 49224-1954
Document Number	004625/665
Book / Page	4625 / 665
Map Reference	LB 9A PG 22&23
Instrument Date	Jul 17, 2020
Record Updated	Jul 8, 2022
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1373 SILKWOOD DR, 1373, OKEMOS, MI 48864-3080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E PORTER ST, ALBION, MI 49224-1954

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,500 (+8.84%)
2025	$2,275.00 (+20.5%) Homeowner's exemption	$46,400 (+28.18%)	$101,000 (+8.84%)
2024	$1,888.00 (+35.15%)		$92,800 (+28.18%)
2023		$36,200	$72,400
2022	$1,397.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1982–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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