1213 E Porter St, Albion, MI 49224 Property Records

Calhoun County property record for 1213 E Porter St, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,245 sqft · built 1910
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Nov 2021)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-013-687-00`

Property Details

APN / Parcel Number

Primary APN	`51-013-687-00`
Alternative APN	`13-51-013-687-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,245 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	118 ft deep x 64.3 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1213 E PORTER ST
City	ALBION
State	MI
Zip	49224-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, ASSESSORS RE PLAT OF WESLEYAN SEMINARY BLK 103 W 26 FT LOT 7 & E 44 FT LOT 8
Legal Subdivision	ASSRS OF WESLEYAN SEMINARY ALB
Legal Block	103
Legal Lot Number	7-8
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2042
Census Tract	3400

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1213 E PORTER ST, ALBION, MI 49224-1954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage HOMESTEAD SAVINGS BANK
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Apr 29, 1991 · Amount on Record
Deed Book / Page	4606 / 783
Prior Transfer Date	Feb 23, 2004
Prior Transfer Doc	2799000704
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	1213 E PORTER ST, ALBION, MI 49224-1954
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004396/281
Date	Feb 28, 2020
Book Page	4396/281

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2040

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Nov 24, 2021
Property Address	1213 E PORTER ST, ALBION, MI 49224-1954
Document Number	004606/783
Book / Page	4606 / 783
Map Reference	LB 9A PG 22
Instrument Date	Nov 11, 2021
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 70, MARSHALL, MI 49068-0070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 HALL ST, ALBION, MI 49224-1468

Mortgage

Document Number	0004606786
Date	Nov 24, 2021
Instrument	4606/786

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (+11.79%)
2025	$2,620.00 (+21.13%) Homeowner's exemption	$75,500 (+33.63%)	$168,800 (+11.79%)
2024			$151,000 (+33.63%)
2023		$56,500	$113,000
2022	$2,163.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1982–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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