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1225 Cypress Pt E, Winter Haven, FL 33884 Property Records

Polk County property record for 1225 Cypress Pt E, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,258 sqft · built 1978
Lot Size0.759 acres (33,066 sqft)
OwnerIndividual Name on Record
Tax Bill$5,708 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-29-10-687210-000380

Property Details

APN / Parcel Number

Primary APN26-29-10-687210-000380
Alternative APNs
  • 102926687210000380
  • 02926000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,258 sqft Living Area
Gross Area3,911 sqft
1st Floor Area2,553 sqft
Upper Floors Area705 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area33,066 sqft (0.759 acres)
Lot Dimensions310 ft deep x 110 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

PorchFlorida Room
Porch Area280 sqft
Patio Area840 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1225 CYPRESS PT E
CityWINTER HAVEN
StateFL
Zip33884-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCYPRESS POINT PB 63 PG 40 LOT 38
Legal Range26E
Legal Township29S
Legal Section10
Legal SubdivisionCYPRESS POINT
Legal Tract687210
Legal Block2
Legal Lot Number38
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2054
Census Tract14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1225 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1225 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Document Number0102540185
Book / Page010254 / 000185
Instrument DateAug 16, 2017
Transaction TypeMortgage
Record UpdatedSep 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1225 CYPRESS PT E WINTER HAVEN FL 338843027, WINTER HAVEN, FL 33884-3027

Mortgage

Document Number0102540185
DateSep 5, 2017
Book Page010254/000185
Instrument172024
Lender
NameCENTER ST BK/FL NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 4, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,854 (+2.7%)$886,000 (+7.22%) Land $440,220 Building $445,780
2025$5,708.00 (+5.02%) Homeowner's exemption$471,133 (+15.54%)$826,312 (+3.28%) Land $397,996 Building $428,316
2023$5,435.00 (+2.2%) Homeowner's exemption$407,773 (+3%)$800,042 (+20.47%) Land $385,932 Building $414,110
2022$5,318.00 Homeowner's exemption$395,896$664,077 Land $322,016 Building $342,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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