Polk County property record for 1220 Cypress Pt E, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,277 sqft · built 1981 |
| Lot Size | 0.378 acres (16,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Oct 2022) |
| Tax Bill | $4,509 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-10-687210-000420 |
| Primary APN | 26-29-10-687210-000420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,277 sqft Living Area |
| Gross Area | 3,877 sqft |
| 1st Floor Area | 3,277 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,444 sqft (0.378 acres) |
| Lot Dimensions | 149 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 259 sqft |
| Boat Access | Boat Access |
| Street Address | 1220 CYPRESS PT E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CYPRESS POINT PB 63 PG 40 LOT 42 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | CYPRESS POINT |
| Legal Tract | 687210 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 14005 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1220 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Oct 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB |
| Apr 10, 2018 | Warranty Deed, Transfer GOLDEN RULE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on Record |
| Deed Sale | Oct 7, 2022 · Amount on Record |
| Prior Sale | Apr 17, 2020 · Amount on Record |
| Deed Document Number | 2022267199 |
| Deed Book / Page | 12443 / 281 |
| Prior Transfer Date | Jul 2, 2004 |
| Prior Transfer Doc | 0000141094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1220 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1220 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0000019022 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 12561/1323 |
| Instrument | 2023019022 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 7, 2022 |
| Property Address | 1220 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0000267199 |
| Book / Page | 12443 / 281 |
| Map Reference | MB 63 PG 40 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 2022267199 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,893.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 660 EVENHOUSE RD, 660, LAKE ALFRED, FL 33850-7208 |
| Name | Verified Name |
|---|---|
| Address | 1220 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0012443283 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 12443/283 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 1220 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0104491016 |
| Book / Page | 010449 / 001016 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 75964 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1220 CYPRESS PT E WINTER HAVEN FL 338843006, WINTER HAVEN, FL 33884-3006 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,935 (+2.7%) | $477,109 (+4.66%) Land $90,000 Building $387,109 | |
| 2025 | $4,509.00 (-5.65%) | $380,657 (+5.99%) | $455,847 (-8.83%) Land $90,000 Building $365,847 |
| 2023 | $4,779.00 (+60.48%) Homeowner's exemption | $359,154 (+39.53%) | $500,005 (+20.41%) Land $88,000 Building $412,005 |
| 2022 | $2,978.00 Homeowner's exemption | $257,411 | $415,248 Land $88,000 Building $327,248 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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