12245 Forbach Dr, Schertz, TX 78154 Property Records

Bexar County property record for 12245 Forbach Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2019
Lot Size	0.277 acres (12,084 sqft)
Owner	Individual Name on File
Last Sale	$255,100 (Sep 2019)
Tax Bill	$5,576 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05057-302-0140`

Property Details

APN / Parcel Number

Primary APN	`05057-302-0140`
Alternative APN	`1255368`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,790 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	12,084 sqft (0.277 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12245 FORBACH DR
City	SCHERTZ
State	TX
Zip	78154-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5057C (RHINE VALLEY UT-3A), BLOCK 2 LOT 14 2017-CREATED PER PLAT 9706/81-84 FILED 09-29-2016
Legal Subdivision	CB 5057C (RHINE VALLEY UT-3A)
Legal Block	2
Legal Lot Number	14
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	1
Census Block	1041
Census Tract	131601

Owner

12245 Forbach Dr is owned and occupied by an individual who bought it in September 2019.

Source: Bexar County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	12245 FORBACH DR, SCHERTZ, TX 78154-4053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage DIRECTIONS EQUITY
Mar 7, 2018	Grant Deed, Transfer INDEPENDENCE TITLE
Mar 2, 2018	Loan Modification, Mortgage TEXAS CAP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Deed Document Number	2019174950
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12245 FORBACH DR, SCHERTZ, TX 78154-4053
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256937
Date	Oct 26, 2020
Instrument	20200256937

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Sep 3, 2019
Property Address	12245 FORBACH DR, SCHERTZ, TX 78154-4053
Document Number	0000174950
Instrument Date	Aug 29, 2019
Instrument	174950
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2019
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12245 FORBACH DR SCHERTZ TX 781544053, SCHERTZ, TX 78154-4053

Mortgage

Document Number	174951
Date	Sep 3, 2019
Instrument	174951

Lender

Name	DIRECTIONS EQUITY
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78248

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Mar 7, 2018
Property Address	12245 FORBACH DR, SCHERTZ, TX 78154-4053
Document Number	0000042519
Book / Page	019024 / 000797
Instrument Date	Mar 2, 2018
Instrument	42519
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16130 HOLLISTER ST HOUSTON TX 770661408, HOUSTON, TX 77066-1408

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	12245 FORBACH DR, SCHERTZ, TX 78154-4053
Document Number	0000042520
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	INDEPENDENCE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16130 HOLLISTER ST HOUSTON TX 770661408, HOUSTON, TX 77066-1408

Mortgage

Document Number	0000042520
Date	Mar 7, 2018
Book Page	019024/000802
Instrument	42520

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 6, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 12245 Forbach Dr was $5,576 with a homeowner's exemption, up 164% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,576.00 (+164.02%) Homeowner's exemption	$320,000 Land $67,430 Building $252,570	$320,000 Land $67,430 Building $252,570
2024	$2,112.00 (+1.15%)
2023	$2,088.00 (-68.83%) Homeowner's exemption	$361,770 Land $67,430 Building $294,340	$361,770 Land $67,430 Building $294,340
2022	$6,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12245 Forbach Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	33 (1997–2009)
Claims Outside the SFHA	13 of 33
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12245 Forbach Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50

May also be available: Alamo Broadband.

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