12240 Upstream Ct, Orlando, FL 32828 Property Records

Orange County property record for 12240 Upstream Ct, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,561 sqft · built 1993
Lot Size0.157 acres (6,820 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Jun 2026)
Tax Bill$1,964 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN34-22-31-3782-01-590

Property Details

APN / Parcel Number

Primary APN34-22-31-3782-01-590
Alternative APNs
  • 312234378201590
  • 620072
  • 626375
  • 631176

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,561 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,561 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,820 sqft (0.157 acres)
Garage TypeAttached
Garage Area407 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12240 UPSTREAM CT
CityORLANDO
StateFL
Zip32828-9156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionHUCKLEBERRY FIELDS N-2B UNIT 2 26/76 LOT 159
Legal Range31E
Legal Township22S
Legal Section34
Legal SubdivisionHUCKLEBERRY FIELDS N-2B UT 2
Legal Tract3782
Legal Block1
Legal Lot Number159
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1002
Census Tract16728

Owner

Source: Orange County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12240 UPSTREAM CT, ORLANDO, FL 32828-9156
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Apr 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Deed Document Number2026330384
Prior Transfer DateMar 14, 2018
Prior Transfer Doc0000245611
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 12, 2026
Property Address12240 UPSTREAM CT, ORLANDO, FL 32828-9156
Document Number0000330384
Instrument DateJun 12, 2026
Instrument2026330384
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyINVEST TITLE, INVESTORS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258,055.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12240 UPSTREAM CT, ORLANDO, FL 32828-9156

Mortgage

Document Number0000330385,
DateJun 12, 2026
Instrument2026330385
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateApr 25, 2018
Property Address12240 UPSTREAM CT, ORLANDO, FL 32828-9156
Document Number0000245611
Instrument DateMar 14, 2018
Instrument245611
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12240 UPSTREAM CT ORLANDO FL 328289156, ORLANDO, FL 32828-9156

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,147 (+2.7%)$328,170 (-1.35%) Land $70,000 Building $258,170
2025$1,964.00 (+8.87%) Homeowner's exemption$126,725 (+5.99%)$332,650 (+9.83%) Land $70,000 Building $262,650
2024$1,804.00 (+7.38%)
2023$1,680.00 (+5.79%) Homeowner's exemption$119,567 (+3%)$302,875 (+15.44%) Land $70,000 Building $232,875
2022$1,588.00 Homeowner's exemption$116,084$262,356 Land $65,000 Building $197,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (1998–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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