12228 Upstream Ct, Orlando, FL 32828 Property Records

Orange County property record for 12228 Upstream Ct, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1993
Lot Size	0.12 acres (5,231 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2020)
Tax Bill	$4,276 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-22-31-3782-01-610`

Property Details

APN / Parcel Number

Primary APN	`34-22-31-3782-01-610`
Alternative APNs	`312234378201610` `620074` `626377` `631178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,561 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,231 sqft (0.12 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12228 UPSTREAM CT
City	ORLANDO
State	FL
Zip	32828-9156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HUCKLEBERRY FIELDS N-2B UNIT 2 26/76 LOT 161
Legal Range	31E
Legal Township	22S
Legal Section	34
Legal Subdivision	HUCKLEBERRY FIELDS N-2B UT 2
Legal Tract	3782
Legal Block	1
Legal Lot Number	161
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1002
Census Tract	16728

Owner

12228 Upstream Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12228 UPSTREAM CT, ORLANDO, FL 32828-9156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Jul 21, 2009 · Amount on File
Deed Document Number	2020600572
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 17, 2020
Property Address	12228 UPSTREAM CT, ORLANDO, FL 32828-9156
Document Number	0000600572
Instrument Date	Nov 6, 2020
Instrument	600572
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12228 UPSTREAM CT ORLANDO FL 328289156, ORLANDO, FL 32828-9156

Mortgage

Document Number	600575
Date	Nov 17, 2020
Instrument	600575

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12228 Upstream Ct was $4,276, up 5.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,927 (+2.7%)	$318,170 (-1.39%) Land $70,000 Building $248,170
2025	$4,276.00 (+5.55%) Homeowner's exemption	$275,489	$322,650 Land $70,000 Building $252,650
2024	$4,051.00 (+7.4%)
2023	$3,772.00 (+4.06%) Homeowner's exemption	$259,927 (+3%)	$292,875 (+16.06%) Land $70,000 Building $222,875
2022	$3,625.00 Homeowner's exemption	$252,356 Land $65,000 Building $187,356	$252,356 Land $65,000 Building $187,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12228 Upstream Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1998–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12228 Upstream Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20