12240 Champlain St, Moreno Valley, CA 92557 Property Records

Riverside County property record for 12240 Champlain St, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,385 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2020)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`487-014-007`

Property Details

APN / Parcel Number

Primary APN	`487-014-007`
Alternative APN	`477405007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,385 sqft Living Area
Gross Area	1,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12240 CHAMPLAIN ST
City	MORENO VALLEY
State	CA
Zip	92557-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 77 MB 142/065 TR 12902-5
Legal Subdivision	TRACT NO 12902 5
Legal Tract	12902-5
Legal Lot Number	77
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2005
Census Tract	42402

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12240 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Aug 7, 2020	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Jan 11, 2000 · Amount on Record
Deed Document Number	2020419638
Prior Transfer Date	Dec 16, 1999
Prior Transfer Doc	0000010176
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 4, 2020
Property Address	12240 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Document Number	0000419638
Map Reference	MB 142 PG 65-72
Instrument Date	Aug 17, 2020
Instrument	2020-0419638
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12240 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Investor	Possibly a Property Investor

Mortgage

Document Number	0000419639
Date	Sep 4, 2020
Instrument	2020-0419639

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 7, 2020
Property Address	12240 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Document Number	0000359152
Instrument Date	Mar 4, 2019
Instrument	359152
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1557 STAGHORN LN SAN JOSE CA 951211734, SAN JOSE, CA 95121-1734

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,068 (+2%) Land $60,723 Building $364,345
2025	$4,872.00 (+5.39%)	$416,734 (+4.04%) Land $59,533 Building $357,201
2023	$4,623.00 (+1.92%)	$400,554 Land $57,222 Building $343,332
2022	$4,536.00
2021			$377,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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