12218 Champlain St, Moreno Valley, CA 92557 Property Records

Riverside County property record for 12218 Champlain St, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,931 sqft · built 1986
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Jun 2016)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`487-014-005`

Property Details

APN / Parcel Number

Primary APN	`487-014-005`
Alternative APN	`477405005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12218 CHAMPLAIN ST
City	MORENO VALLEY
State	CA
Zip	92557-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 75 MB 142/065 TR 12902-5
Legal Subdivision	TRACT NO. 129025
Legal Tract	12902-5
Legal Lot Number	75
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2005
Census Tract	42402

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PERFORMANCE FINANCIAL INC
Apr 24, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST CTY FCU
Feb 1, 2019	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Apr 30, 2008 · Amount on Record
Deed Document Number	2016269098
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000003957
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715

Mortgage

Document Number	0000072529
Date	Mar 14, 2023
Instrument	2023-0072529

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 4, 2022
Property Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Document Number	0000003957
Map Reference	MB 142 PG 65-72
Instrument Date	Dec 29, 2021
Instrument	2022-0003957
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715

Mortgage

Document Number	0000003958
Date	Jan 4, 2022
Instrument	2022-0003958

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367339
Date	Aug 12, 2020
Instrument	2020-0367339

Lender

Name	PERFORMANCE FINANCIAL INC
Type	Mortgage Company
Address	VALENCIA, CA 91355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 24, 2019
Property Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Instrument Date	Apr 19, 2019
Instrument	138891
Transaction Type	Construction Loan
Record Updated	May 7, 2019
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12218 CHAMPLAIN ST MORENO VALLEY CA 925577715, MORENO VALLEY, CA 92557-7715

Mortgage

Document Number	0000138891
Date	Apr 24, 2019
Instrument	138891

Lender

Name	FIRST CTY FCU
Type	Credit Union
Address	LOS ANGELES, CA 90012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 23, 2044

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12218 CHAMPLAIN ST, MORENO VALLEY, CA 92557-7715
Document Number	0000080942
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12218 CHAMPLAIN ST MORENO VALLEY CA 925577715, MORENO VALLEY, CA 92557-7715

Mortgage

Document Number	0000080942
Date	Mar 11, 2019
Instrument	80942

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,810 (+2%) Land $60,369 Building $324,441
2025	$4,425.00 (+24.89%)	$377,266 (+24.18%) Land $59,186 Building $318,080
2023	$3,543.00 (+1.9%)	$303,795 Land $56,889 Building $246,906
2022	$3,477.00
2021			$347,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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