1224 Windward Dr, Apopka, FL 32703 Property Records

Orange County property record for 1224 Windward Dr, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1998
Lot Size	0.145 acres (6,324 sqft)
Owner	2 Individual Names on File
Last Sale	$223,900 (Jun 2020)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-28-9267-00-830`

Property Details

APN / Parcel Number

Primary APN	`14-21-28-9267-00-830`
Alternative APNs	`282114926700830` `202466` `206248` `210056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,324 sqft (0.145 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1224 WINDWARD DR
City	APOPKA
State	FL
Zip	32703-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	WHISPERING WINDS 22/63 LOT 83
Legal Range	28E
Legal Township	21S
Legal Section	14
Legal Subdivision	WHISPERING WINDS
Legal Tract	9267
Legal Lot Number	83
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1003
Census Tract	17504

Owner

1224 Windward Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1224 WINDWARD DR, APOPKA, FL 32703-6526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Warranty Deed, Transfer BANK OF AMERICA
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Jun 25, 2015 · Amount on File
Deed Document Number	2020351791
Prior Transfer Date	Jan 31, 2013
Prior Transfer Doc	0000083259
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 26, 2020
Property Address	1224 WINDWARD DR, APOPKA, FL 32703-6526
Document Number	0000351791
Instrument Date	Jun 24, 2020
Instrument	351791
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	BROKERS TITLE/LONGWOOD I LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1224 WINWARD DR APOPKA FL 32703, APOPKA, FL 32703

Mortgage

Document Number	353025
Date	Jun 26, 2020
Instrument	353025

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1224 WINDWARD DR, APOPKA, FL 32703-6526
Document Number	0000394608
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1224 WINDWARD DR APOPKA FL 327036526, APOPKA, FL 32703-6526

Mortgage

Document Number	0000394608
Date	Jun 27, 2019
Instrument	394608

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1224 Windward Dr was $2,643, up 2.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,911 (+2.7%)	$262,380 (-1.07%) Land $95,000 Building $167,380
2025	$2,643.00 (+2.16%) Homeowner's exemption	$202,445	$265,220 Land $95,000 Building $170,220
2024	$2,587.00 (+7.26%)
2023	$2,412.00 (+4.55%) Homeowner's exemption	$191,010 (+3%)	$245,340 (+19.17%) Land $95,000 Building $150,340
2022	$2,307.00 Homeowner's exemption	$185,447	$205,879 Land $75,000 Building $130,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1224 Windward Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1994–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 Windward Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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