Yellowstone County property record for 1224 W 4th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,137 sqft · built 1939 |
| Lot Size | 3.98 acres (173,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jul 2020) |
| Tax Bill | $1,614 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000D026150 |
| Primary APN | 000D026150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,137 sqft Living Area |
| 1st Floor Area | 1,137 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 173,804 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Lean-To | 400 sqft |
| Pole Barn | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1224 W 4TH ST |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S08, T02 S, R24 E, C.O.S. 194 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Block | 3 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1901 |
1224 W 4th St is owned and occupied by two individuals who bought it in July 2020.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1224 W 4TH ST, LAUREL, MT 59044-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on File |
| Deed Sale | Jul 30, 2020 · Amount on File |
| Deed Document Number | 20203930069 |
| Prior Transfer Date | Aug 8, 2014 |
| Prior Transfer Doc | 0003713931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 30, 2020 |
| Property Address | 1224 W 4TH ST, LAUREL, MT 59044-2627 |
| Document Number | 0003930069 |
| Map Reference | DOC 447828 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 3930069 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1224 W 4TH ST, LAUREL, MT 59044-2627 |
| Document Number | 0003930070 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 3930070 |
| Name | BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Number | 0003930071 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 3930071 |
| Name | BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 29, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1224 W 4th St was $1,614, down 23.1% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,800 (-) Land $163,561 Building $237,239 | $400,800 (-) Land $163,561 Building $237,239 | |
| 2025 | $1,614.00 (-23.07%) | $400,800 Land $163,561 Building $237,239 | $400,800 Land $163,561 Building $237,239 |
| 2024 | $2,098.00 (+4.74%) | ||
| 2023 | $2,003.00 | $316,300 | $316,300 Land $108,693 Building $207,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1224 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1224 W 4th St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 78% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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