Yellowstone County property record for 1095 W 4th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,969 sqft · built 2023 |
| Lot Size | 1.12 acres (49,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $764,417 (Jan 2026) |
| Tax Bill | $453 (2025) |
| Deeds & Mortgages | Jan 2022 Construction Loan Jan 2026 Sale + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C153730 |
| Primary APN | 000C153730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,969 sqft Living Area |
| 1st Floor Area | 2,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,049 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Area | 1,000 sqft |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1095 TRACY WAY |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX FARMS SUB, S15, T02 S, R23 E, BLOCK 2, LOT 1, (06) 1.126 AC |
| Legal Range | 23E |
| Legal Township | 02S |
| Legal Section | 15 |
| Legal Subdivision | FOX FARMS SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1403 |
1095 W 4th St is owned and occupied by two individuals who bought it in January 2026.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1095 TRACY WAY, PARK CITY, MT 59063-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage ALTANA FCU |
| Jan 9, 2026 | Warranty Deed, Transfer LIBERTY TITLE AND ESCROW/MARYLAND LLC, LIBERTY TITLE & LAND LLC |
| Jun 2, 2020 | Correction Deed FIRST MONTANA TITLE |
| May 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALTANA FCU |
| Feb 28, 2022 | Re-recorded Document FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Feb 13, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on File |
| Deed Sale | Jan 9, 2026 · Amount on File |
| Prior Sale | May 22, 2020 · Amount on File |
| Deed Document Number | 20264123743 |
| Prior Transfer Date | May 21, 2020 |
| Prior Transfer Doc | 0004009335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1095 W 4TH ST, LAUREL, MT 59044-2630 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 423, LAUREL, MT 59044-0423 |
| Document Number | 0004003362 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 4003362 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Jun 21, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 9, 2026 |
| Property Address | 1095 W 4TH ST, LAUREL, MT 59044-2630 |
| Document Number | 0004123743 |
| Map Reference | DOC 3352356 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 4123743 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | LIBERTY TITLE AND ESCROW/MARYLAND LLC, LIBERTY TITLE & LAND LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1095 TRACY WAY, PARK CITY, MT 59063-9606 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 2, 2020 |
| Property Address | 1095 W 4TH ST, LAUREL, MT 59044-2630 |
| Document Number | 0003922386 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 3922386 |
| Record Updated | Jul 22, 2020 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 423 LAUREL MT 590440423, LAUREL, MT 59044-0423 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 22, 2020 |
| Property Address | 1095 W 4TH ST, LAUREL, MT 59044-2630 |
| Document Number | 0003921267 |
| Map Reference | DOC 3352356 |
| Instrument Date | May 21, 2020 |
| Instrument | 3921267 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 423, LAUREL, MT 59044-0423 |
| Document Number | 0003921268 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 3921268 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 20, 2023 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Feb 28, 2022 |
| Property Address | 1095 W 4TH ST, LAUREL, MT 59044-2630 |
| Document Number | 0004009335 |
| Map Reference | DOC 3352356 |
| Instrument Date | May 21, 2020 |
| Instrument | 4009335 |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 423, LAUREL, MT 59044-0423 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Feb 13, 2019 |
| Property Address | 1095 W 4TH ST, LAUREL, MT 59044-2630 |
| Document Number | 0003875704 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 3875704 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 GALLATIN ST N THOMPSON FALLS MT 59873, THOMPSON FALLS, MT 59873 |
The 2025 property tax bill for 1095 W 4th St was $453, down 16.6% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,500 (+797.05%) Land $76,640 Building $610,860 | $687,500 (+797.05%) Land $76,640 Building $610,860 | |
| 2025 | $453.00 (-16.57%) | $76,640 Land $76,640 | $76,640 Land $76,640 |
| 2024 | $543.00 (+42.89%) | ||
| 2023 | $380.00 | $59,981 | $59,981 Land $59,981 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1095 W 4th St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 W 4th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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