1224 Ritsher St, Beloit, WI 53511 Property Records

Rock County property record for 1224 Ritsher St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 650 sqft · built 1920
Lot Size	0.872 acres (37,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Nov 2020)
Tax Bill	$1,884 (2025)
Deeds & Mortgages	May 2018 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12750510`

Property Details

APN / Parcel Number

Primary APN	`206 12750510`
Alternative APN	`12750510`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	650 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	37,984 sqft (0.872 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12750510
Street Address	1224 RITSHER ST
City	BELOIT
State	WI
Zip	53511-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 4 BLK 7 HARPERS LITTLE FARMS
Legal Subdivision	HARPERS LITTLE FARMS
Legal Block	7
Legal Lot Number	4
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1008
Census Tract	2000

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1224 RITSHER ST, BELOIT, WI 53511-4066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Nov 13, 2020	Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC
May 3, 2018	Deed, Transfer · ARM EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	20202170894
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1224 RITSHER ST, BELOIT, WI 53511-4066
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2102250
Date	May 3, 2018
Instrument	2102250

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 4, 2028

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 13, 2020
Property Address	1224 RITSHER ST, BELOIT, WI 53511-4066
Document Number	0002170894
Instrument Date	Oct 29, 2020
Instrument	2170894
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 RITSHER ST, BELOIT, WI 53511-4066

Mortgage

Document Number	0002170895
Date	Nov 13, 2020
Instrument	2170895

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	May 3, 2018
Property Address	1224 RITSHER ST, BELOIT, WI 53511-4066
Document Number	0002102247
Instrument Date	Apr 25, 2018
Instrument	2102247
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 RITSHER ST, BELOIT, WI 53511-4066

Mortgage

Document Number	2102249
Date	May 3, 2018
Instrument	2102249

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.63%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (+23.22%) Homeowner's exemption	$124,100 (+17.41%) Land $27,600 Building $96,500	$136,300 (+13.39%)
2023	$1,529.00 Homeowner's exemption	$105,700 Land $27,600 Building $78,100	$120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, Metronet.

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