1175 Ritsher St, Beloit, WI 53511 Property Records

Rock County property record for 1175 Ritsher St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1945
Lot Size	0.522 acres (22,738 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Feb 2020)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12750865`

Property Details

APN / Parcel Number

Primary APN	`206 12750865`
Alternative APN	`12750865`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	796 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	22,738 sqft (0.522 acres)

Location & Zoning

Account Number	206 12750865
Street Address	1175 RITSHER ST
City	BELOIT
State	WI
Zip	53511-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 179.1 FT OF L 15 BLK 8 HARPERS LITTLE FARMS
Legal Subdivision	HARPERS LITTLE FARMS
Legal Block	8
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1007
Census Tract	2000

Owner

Source: Rock County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1175 RITSHER ST, BELOIT, WI 53511-4063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Nov 5, 2018	Deed of Trust, Mortgage · ARM MARINE CU
Feb 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	May 24, 2016 · Amount on Record
Deed Document Number	20202148271
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1175 RITSHER ST, BELOIT, WI 53511-4063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097438
Date	Feb 16, 2018
Instrument	2097438

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2043

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1175 RITSHER ST, BELOIT, WI 53511-4063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2115696
Date	Nov 5, 2018
Instrument	2115696

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2038

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	9.85%
Max Rate At Change	11.8%
Index	1-Year CMT

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 25, 2020
Property Address	1175 RITSHER ST, BELOIT, WI 53511-4063
Document Number	0002148271
Instrument Date	Feb 21, 2020
Instrument	2148271
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$201.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 RITSHER ST, BELOIT, WI 53511-4063

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00 (+29.25%) Homeowner's exemption	$89,100 (+21.89%) Land $22,700 Building $66,400	$97,900 (+17.81%)
2023	$1,005.00 Homeowner's exemption	$73,100 Land $22,700 Building $50,400	$83,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, Metronet.

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