1224 E Bannock St, Boise, ID 83712 Property Records

Ada County property record for 1224 E Bannock St, Boise, ID 83712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1925
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$229,600 (Feb 2010)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1798500225`

Property Details

APN / Parcel Number

Primary APN	`R1798500225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1224 E BANNOCK ST
City	BOISE
State	ID
Zip	83712-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2H
Legal Description	LOTS 22-24 BLK 2 DE LAMAR ADD PARCEL C R/S 9275 #0218-C #0222-C
Legal Range	02E
Legal Township	03N
Legal Section	11
Legal Subdivision	DE LAMAR ADD
Legal Block	2
Legal Lot Number	22-24
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1035
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warm Springs Avenue Historic District listed 1980 · 89 contributing resources · NRIS 80001287

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1224 E Bannock St is owned and occupied by an individual who bought it in February 2010.

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 297, BOISE, ID 83701-0297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2010 · Amount on File
Deed Sale	Feb 26, 2010 · Amount on File
Prior Sale	Jul 26, 2007 · Amount on File
Deed Document Number	2010110017577
Prior Transfer Date	Apr 4, 1997
Prior Transfer Doc	0000027252
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1224 E BANNOCK ST, BOISE, ID 83712-7918
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159746
Date	Nov 20, 2020
Instrument	2020-159746

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1224 E Bannock St was $5,490 with a homeowner's exemption, up 3.2% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,600 (+1.1%)	$728,600 (+1.1%)
2025	$5,490.00 (+3.18%) Homeowner's exemption	$720,700	$720,700
2024	$5,321.00
2023		$631,000 Land $220,000 Building $411,000	$631,000 Land $220,000 Building $411,000
2022	$5,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1224 E Bannock St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 E Bannock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100
White Cloud Communications Fixed Wireless	200 / 50

May also be available: CenturyLink, Verizon.

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