1218 E Bannock St, Boise, ID 83712 Property Records

Ada County property record for 1218 E Bannock St, Boise, ID 83712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,147 sqft · built 1910
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$371,300 (Dec 2014)
Tax Bill	$6,365 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R1798500185`

Property Details

APN / Parcel Number

Primary APN	`R1798500185`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	1,587 sqft
Basement Area	704 sqft
Finished Basement	560 sqft
Unfinished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	290 sqft
Porch	Porch
Porch Area	105 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1218 E BANNOCK ST
City	BOISE
State	ID
Zip	83712-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2H
Legal Description	LOTS 16/17 BLK 2 DE LAMAR ADD
Legal Range	02E
Legal Township	03N
Legal Section	11
Legal Subdivision	DE LAMAR ADD
Legal Block	2
Legal Lot Number	16
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1035
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warm Springs Avenue Historic District listed 1980 · 89 contributing resources · NRIS 80001287

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1218 E Bannock St is owned and occupied by an individual who acquired it in June 2026.

Source: Ada County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 E BANNOCK ST, BOISE, ID 83712-7918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2014 · Amount on File
Deed Sale	Dec 29, 2014 · Amount on File
Prior Sale	Jan 8, 2002 · Amount on File
Deed Document Number	2014104349
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000043469
Record Updated	Sep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ADA ID
Recording Date	Jun 15, 2026
Property Address	1218 E BANNOCK ST, BOISE, ID 83712-7918
Document Number	0000043469
Instrument Date	Jun 9, 2026
Instrument	202643469
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 E BANNOCK ST, BOISE, ID 83712-7918

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1218 E BANNOCK ST, BOISE, ID 83712-7918
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090935
Date	Jul 21, 2020
Instrument	2020-090935

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1218 E BANNOCK ST, BOISE, ID 83712-7918
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075082
Date	Jun 19, 2020
Instrument	2020-075082

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1218 E BANNOCK ST, BOISE, ID 83712-7918
Document Number	0000075081
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1218 E BANNOCK ST BOISE ID 837127918, BOISE, ID 83712-7918

Mortgage

Document Number	0000075081
Date	Jun 19, 2020
Instrument	75081

Lender

Name	FINANCE OF AMERICA MTG
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	2.63%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1218 E BANNOCK ST, BOISE, ID 83712-7918
Document Number	0000090936
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1218 E BANNOCK ST BOISE ID 837127918, BOISE, ID 83712-7918

Mortgage

Document Number	0000090936
Date	Jul 21, 2020
Instrument	90936

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	2.63%

Tax Assessment & Valuation

The 2025 property tax bill for 1218 E Bannock St was $6,365 with a homeowner's exemption, up 0.2% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,365.00 (+0.2%) Homeowner's exemption	$815,700	$815,700
2024	$6,352.00
2023		$734,100 Land $150,000 Building $584,100	$734,100 Land $150,000 Building $584,100
2022	$6,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 E Bannock St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 E Bannock St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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