1224 E 490 N, American Fork, UT 84003 Property Records

Utah County property record for 1224 E 490 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,164 sqft · built 2020
Lot Size	0.253 acres (11,034 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-958-0402`

Property Details

APN / Parcel Number

Primary APN	`41-958-0402`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	5,032 sqft
1st Floor Area	2,164 sqft
Basement Area	2,164 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	11,034 sqft (0.253 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1224 E 490 N
City	AMERICAN FORK
State	UT
Zip	84003-1885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 402, HANSEN RANCH PHASE 4 SUB AREA 0.253 AC.
Legal Subdivision	HANSEN RANCH PHASE 4 SUB
Legal Phase	4
Legal Lot Number	402
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2002
Census Tract	10225

Owner

1224 E 490 N is owned and occupied by two individuals.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1224 E 490 N, AMERICAN FORK, UT 84003-1885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 20, 2020
Property Address	1224 E 490 N, AMERICAN FORK, UT 84003-1885
Document Number	0000164089
Instrument Date	Oct 20, 2020
Instrument	164089:2020
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	COTTONWOOD TITLE, COTTONWOOD TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 E 490 N, AMERICAN FORK, UT 84003-1885

Mortgage

Document Number	0000164090
Date	Oct 20, 2020
Instrument	164090:2020

Lender

Name	NEST HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1224 E 490 N was $4,552, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,565 (-48.43%)	$888,300 (-6.23%) Land $267,900 Building $620,400
2025	$4,552.00 (+0.02%)	$947,300 Land $267,900 Building $679,400	$947,300 Land $267,900 Building $679,400
2024	$4,551.00 (+19.07%)
2023	$3,822.00 (+0.34%)	$450,340	$818,800 Land $231,900 Building $586,900
2022	$3,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1224 E 490 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 E 490 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Beehive Broadband, CentraCom, Rise Broadband, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.