Utah County property record for 1188 E 490 N, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,212 sqft · built 2020 |
| Lot Size | 0.253 acres (11,035 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Sep 2021) |
| Tax Bill | $4,474 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-958-0404 |
| Primary APN | 41-958-0404 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 5,176 sqft |
| 1st Floor Area | 2,212 sqft |
| Basement Area | 2,260 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,035 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Raised Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1188 E 490 N |
|---|---|
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-1884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 404, HANSEN RANCH PHASE 4 SUB AREA 0.253 AC. |
| Legal Subdivision | HANSEN RANCH PHASE 4 SUB |
| Legal Phase | 4 |
| Legal Lot Number | 404 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10225 |
1188 E 490 N is owned and occupied by two individuals who bought it in September 2021.
Source: Utah County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Dec 1, 2025 | Deed of Trust, Mortgage AMERICA FIRST FCU |
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN FIRST CU |
| Sep 13, 2021 | Intrafamily Transfer, Transfer · Line of Credit AMERICA FIRST FCU |
| Dec 21, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage NEST HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Prior Sale | Dec 21, 2020 · Amount on File |
| Deed Document Number | 2021158428 |
| Prior Transfer Date | Sep 7, 2021 |
| Prior Transfer Doc | 0000158428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Aug 12, 2026 |
| Property Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Document Number | 0000066890 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202666890 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Document Number | 0000066890, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202666890 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Document Number | 0000093466 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 93466:2025 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 30, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035654 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 35654:2022 |
| Name | AMERICAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Sep 13, 2021 |
| Property Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Document Number | 0000158428 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 158428:2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Document Number | 0000158429 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 158429:2021 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Dec 21, 2020 |
| Property Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Document Number | 0000203827 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 203827:2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | COTTONWOOD TTL INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1188 E 490 N, AMERICAN FORK, UT 84003-1884 |
| Document Number | 0000203828 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 203828:2020 |
| Name | NEST HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1188 E 490 N was $4,474, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,475 (-47.75%) | $884,500 (-5%) Land $267,900 Building $616,600 | |
| 2025 | $4,474.00 (+0.02%) | $931,100 Land $267,900 Building $663,200 | $931,100 Land $267,900 Building $663,200 |
| 2024 | $4,473.00 (+9.79%) | ||
| 2023 | $4,074.00 (+7.44%) | $479,930 | $872,600 Land $231,900 Building $640,700 |
| 2022 | $3,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1188 E 490 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1188 E 490 N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Beehive Broadband, CentraCom, Rise Broadband, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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