Gasconade County property record for 1224 Black Forest Dr W, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,308 sqft · built 1998 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,598 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2.0-10-0-00-003.042 |
| Primary APN | 05-2.0-10-0-00-003.042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1224 BLACK FOREST DR W |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-5 BLACK FOREST SUBD, PT NE NW: AC-7.78 |
| Legal Range | 05W |
| Legal Township | 45N |
| Legal Section | 10 |
| Legal Subdivision | BLACK FOREST SUBD |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 960100 |
1224 Black Forest Dr W is owned and occupied by two individuals who acquired it in December 2021.
Source: Gasconade County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1224 BLACK FOREST DR W, HERMANN, MO 65041-1599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit THE CENTRAL TRUST BANK |
| Oct 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 |
| Deed Sale | Dec 20, 2021 |
| Deed Document Number | 20214161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 1224 BLACK FOREST DR W, HERMANN, MO 65041-1599 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020260908 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026-0908 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 23, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 1224 BLACK FOREST DR W, HERMANN, MO 65041-1599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20192655 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019-2655 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2029 |
The 2025 property tax bill for 1224 Black Forest Dr W was $3,598.
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,410 (-) | $307,440 (-) Land $53,900 Building $253,540 | |
| 2025 | $3,598.00 | $58,410 | $307,440 Land $53,900 Building $253,540 |
| 2023 | $3,353.00 (+0.03%) | $53,680 | $282,540 |
| 2022 | $3,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1224 Black Forest Dr W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1224 Black Forest Dr W is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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