Monroe County property record for 1224 4th St, Key West, FL 33040
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,845 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (Jul 2005) |
| Tax Bill | $6,558 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00051640-000000 |
| Primary APN | 00051640-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,845 sqft Living Area |
| 1st Floor Area | 1,845 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 525 sqft |
| Deck Area | 96 sqft |
| Patio Area | 192 sqft |
| Cooling System | None |
|---|
| Account Number | 1052264 |
|---|---|
| Street Address | 1224 4TH ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3763 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CG |
| Legal Description | SUNSHINE SUB PLAT NO 3 PB2-169 LOT 4 BLK 3 OR259-489/90 OR493-172 OR996-1918 OR1264-766/784F/J OR1352-1610Q/C OR1352-1611 OR1362-2204/05 OR1602-2402/03R/S OR2130-539/40R/S |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | SUNSHINE SUBDIVISION PLAT NO. 3 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 972200 |
1224 4th St, a duplex, is owned and occupied by two individuals who bought it in July 2005.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1224 4TH ST, KEY WEST, FL 33040-3763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2005 · Amount on File |
| Deed Sale | Jul 6, 2005 · Amount on File |
| Prior Sale | May 10, 1995 · Amount on File |
| Deed Document Number | 20051526986 |
| Deed Book / Page | 2130 / 539 |
| Prior Transfer Date | Mar 1, 1995 |
| Prior Transfer Doc | 1362002204 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753,081 | $864,068 Land $567,450 Building $296,618 | |
| 2024 | $6,558.00 (-1.43%) | ||
| 2023 | $6,653.00 (+9.08%) Homeowner's exemption | $766,415 (+8.3%) | $820,281 (+10.2%) Land $532,350 Building $287,931 |
| 2022 | $6,099.00 Homeowner's exemption | $707,691 | $744,387 Land $456,300 Building $288,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1224 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 142 units insured incl. 10 condo units |
| Nearby Flood Claims | 247 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1224 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures