Pinellas County property record for 12237 Oak St, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,385 sqft · built 1959 |
| Lot Size | 0.172 acres (7,514 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-7043-5 |
| Primary APN | C62-000-749-7043-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,385 sqft Heated Area |
| 1st Floor Area | 1,385 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,514 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R90531 |
|---|---|
| Old Parcel Number | 153008358740030240 |
| Street Address | 12237 OAK ST |
| City | LARGO |
| State | FL |
| Zip | 33774-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR CREST UNIT 1 BLK C, LOT 24 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 08 |
| Legal Subdivision | HARBOR CREST UNIT 1 |
| Legal Block | C |
| Legal Lot Number | 24 |
| Legal Unit | 1 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 25209 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12237 OAK ST, LARGO, FL 33774-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 |
| Deed Sale | Aug 4, 2025 |
| Deed Document Number | 0232571740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12237 OAK ST, LARGO, FL 33774-3123 |
| Document Number | 0200211822 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12237 OAK ST LARGO FL 337743123, LARGO, FL 33774-3123 |
| Document Number | 0200211822 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 020021/001822 |
| Instrument | 124955 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 14697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 22, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 (+10.91%) Homeowner's exemption Widower's exemption | $115,762 (+5.99%) | $371,477 (+46.68%) Land $137,593 Building $233,884 |
| 2023 | $1,173.00 (-2.66%) Homeowner's exemption Widower's exemption | $109,223 (+3%) | $253,251 (+13.62%) Land $148,257 Building $104,994 |
| 2022 | $1,205.00 Homeowner's exemption Widower's exemption | $106,042 | $222,900 Land $137,917 Building $84,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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