12219 Oak St, Largo, FL 33774 Property Records

Pinellas County property record for 12219 Oak St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,313 sqft · built 1960
Lot Size	0.173 acres (7,514 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2019)
Tax Bill	$6,538 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7045-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7045-0`
Alternative APNs	`08-30-15-35874-003-0260` `301508358740030260` `153008358740030260` `R90533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	1,827 sqft
1st Floor Area	1,313 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1996
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,514 sqft (0.173 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90533
Street Address	12219 OAK ST
City	LARGO
State	FL
Zip	33774-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR CREST UNIT 1 BLK C, LOT 26
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	HARBOR CREST UNIT 1
Legal Tract	35874
Legal Block	C
Legal Lot Number	26
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	4
Census Block	4002
Census Tract	25209

Owner

12219 Oak St is owned and occupied by two individuals who bought it in August 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12219 OAK ST, LARGO, FL 33774-3123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Aug 29, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI AMERICAN FINANCING
Mar 22, 2019	Warranty Deed, Transfer · Line of Credit 1211 GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	2019278968
Deed Book / Page	20674 / 2170
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12219 OAK ST, LARGO, FL 33774-3123
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 MULBERRY GAP RD, SNEEDVILLE, TN 37869-7005

Mortgage

Document Number	0211800332
Date	Sep 25, 2020
Book Page	21180/332
Instrument	2020285921

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 29, 2019
Property Address	12219 OAK ST, LARGO, FL 33774-3123
Document Number	0206742170
Book / Page	020674 / 002170
Instrument Date	Aug 27, 2019
Instrument	278968
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2019
Title Company	PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12219 OAK ST LARGO FL 337743123, LARGO, FL 33774-3123

Mortgage

Document Number	206742174
Date	Aug 29, 2019
Book Page	020674/002174
Instrument	278971

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 22, 2019
Property Address	12219 OAK ST, LARGO, FL 33774-3123
Document Number	0204702586
Book / Page	020470 / 002586
Instrument Date	Mar 22, 2019
Instrument	88641
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	842 S MAIN ST CANTON OH 447203157, CANTON, OH 44720-3157

Mortgage

Document Number	204702588
Date	Mar 22, 2019
Book Page	020470/002588
Instrument	88642

Lender

Name	1211 GROUP LLC
Address	2612 BLUE ASH AVE NW, CANTON, OH 44708-6422

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12219 Oak St was $6,538.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,538.00	$344,388 Land $137,419 Building $206,969	$344,388 Land $137,419 Building $206,969
2023	$5,601.00 (+11.26%)	$321,606 (+15.94%)	$321,606 (+15.94%) Land $160,717 Building $160,889
2022	$5,034.00	$277,399	$277,399 Land $148,658 Building $128,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12219 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12219 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures