Caroline County property record for 12231 River Rd, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,972 sqft · built 1977 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,124 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-004087 |
| Primary APN | 07-004087 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,972 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 70,132 sqft (1.61 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
| Pool Area | 800 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 004087 |
|---|---|
| Street Address | 12231 RIVER RD |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.61 AC L-1A NE/S RIVER RD NW OF DENTON |
| Legal Lot Number | 1A |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12231 RIVER RD, RIDGELY, MD 21660-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2003 |
| Deed Sale | May 22, 2003 |
| Deed Document Number | 2003583 |
| Deed Book / Page | 488 / 327 |
| Record Updated | Oct 29, 2026 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,124.00 (+8.17%) | $285,867 (+31.19%) | $312,700 (+34.67%) Land $89,500 Building $223,200 |
| 2025 | $2,888.00 (+21.4%) | ||
| 2023 | $2,379.00 | $217,900 | $232,200 Land $78,000 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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