12175 River Rd, Ridgely, MD 21660 Property Records

Caroline County property record for 12175 River Rd, Ridgely, MD 21660

Property Summary

Property TypeMobile Home
Details3 ba · 2,320 sqft · built 1995
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Oct 2023)
Tax Bill$3,338 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-017464

Property Details

APN / Parcel Number

Primary APN07-017464
Alternative APNs
  • 7017464
  • 017464

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,320 sqft Total Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area416 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number017464
Street Address12175 RIVER RD
CityRIDGELY
StateMD
Zip21660-1648
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR
Legal Description3.0 AC L-4 NE/S RIVER ROAD NW OF DENTON
Legal SubdivisionPAUL JR & LINDA L EATON
Legal Lot Number4
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1041
Census Tract955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12175 RIVER RD, RIDGELY, MD 21660-1648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2023 · Amount on Record
Deed SaleOct 20, 2023 · Amount on Record
Prior SaleJun 2, 2000 · Amount on Record
Deed Book / Page1647 / 483
Transfer Doc0005070487
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateOct 20, 2023
Property Address12175 RIVER RD, RIDGELY, MD 21660-1648
Document Number0016470483
Book / Page1647 / 483
Instrument DateOct 2, 2023
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12175 RIVER RD, RIDGELY, MD 21660-1648

Mortgage

Document Number0016470488
DateOct 20, 2023
Instrument1647-0488
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,338.00 (+17.37%)$305,767 (+19.89%)$356,500 (-) Land $100,000 Building $256,500
2025$2,844.00 (+31.79%)$255,033 (+29%)$356,500 (+74.5%) Land $100,000 Building $256,500
2023$2,158.00 Homeowner's exemption$197,700$204,300 Land $85,000 Building $119,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

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