Anne Arundel County property record for 1223 Summit Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,674 sqft · built 2016 |
| Lot Size | 0.251 acres (10,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $539,900 (Jul 2016) |
| Tax Bill | $7,505 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-90243404 |
| Primary APN | 03-165-90243404 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 3,114 sqft |
| 1st Floor Area | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,920 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 16590243404 |
|---|---|
| Street Address | 1223 SUMMIT DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 17 BK VVV PL 7 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | VVV |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 731004 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1223 SUMMIT DR, ANNAPOLIS, MD 21409-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Aug 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FULTON BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2016 · Amount on Record |
| Deed Sale | Jul 26, 2016 · Amount on Record |
| Deed Book / Page | 29849 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1223 SUMMIT DR, ANNAPOLIS, MD 21409-5105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1223 SUMMIT DR, ANNAPOLIS, MD 21409-5105 |
| Document Number | 0380240199 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 38024/199 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1223 SUMMIT DR, ANNAPOLIS, MD 21409-5105 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | PROGRESSIVE TITLE COMPANY, PROGRESSIVE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0366500387 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 36650/387 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1223 SUMMIT DR, ANNAPOLIS, MD 21409-5105 |
| Document Number | 0350770017 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1223 SUMMIT DR ANNAPOLIS MD 214095105, ANNAPOLIS, MD 21409-5105 |
| Document Number | 0350770017 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 035077/000017 |
| Name | FULTON BK NA |
|---|---|
| Address | LANCASTER, PA 17602-2853 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,067 (+16.1%) | $727,700 (+21.32%) Land $245,700 Building $482,000 | |
| 2025 | $7,505.00 (+16.48%) | ||
| 2023 | $6,443.00 Homeowner's exemption | $590,067 | $599,800 Land $235,700 Building $364,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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