1213 Summit Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1213 Summit Dr, Annapolis, MD 21409 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,395 sqft · built 1955
Lot Size	0.363 acres (15,804 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Mar 2020)
Tax Bill	$5,165 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-165-28501000`

Property Details

APN / Parcel Number

Primary APN	`03-165-28501000`
Alternative APNs	`3-165-28501000` `16528501000`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,395 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,804 sqft (0.363 acres)
Porch	Open Porch
Porch Area	98 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	16528501000
Street Address	1213 SUMMIT DR
City	ANNAPOLIS
State	MD
Zip	21409-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 BK VVV PL 7 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	VVV
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	731004

Owner

Source: Anne Arundel County records · APN 03-165-28501000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1213 SUMMIT DR, ANNAPOLIS, MD 21409-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 12, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Book / Page	34361 / 452
Prior Transfer Date	Apr 01, 2007
Prior Transfer Doc	0190290201
Record Updated	Jun 08, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 26, 2020
Property Address	1213 SUMMIT DR, ANNAPOLIS, MD 21409-5105
Document Number	0343610452
Book / Page	34361 / 452
Map Reference	MB 22 FO 2
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1213 SUMMIT DR, ANNAPOLIS, MD 21409-5105

Mortgage

Document Number	3436459
Date	Mar 26, 2020
Instrument	3436/459

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1213 SUMMIT DR, ANNAPOLIS, MD 21409-5105
Document Number	0310060183
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 SUMMIT DR ANNAPOLIS MD 214095105, ANNAPOLIS, MD 21409-5105

Mortgage

Document Number	0310060183
Date	Jun 06, 2017
Book Page	031006/000183

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$505,467 (+14.32%)	$581,200 (+24.29%) Land $260,400 Building $320,800
2024	$5,165.00 (+20.82%)
2023	$4,275.00 Homeowner's exemption	$442,133	$467,600 Land $250,400 Building $217,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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