1223 Channel Drop Loop, Zebulon, NC 27597 Property Records

Wake County property record for 1223 Channel Drop Loop, Zebulon, NC 27597

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2024)
Tax Bill	$36 (2023)
Deeds & Mortgages	Mar 2024 Second Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2715.04-50-7418 0492715`

Property Details

APN / Parcel Number

Primary APN	`2715.04-50-7418 0492715`
Alternative APN	`0492715`

Exterior

Lot Area	1,742 sqft (0.039 acres)

Location & Zoning

Account Number	0492715
Street Address	1223 CHANNEL DROP LOOP
City	ZEBULON
State	NC
Zip	27597-4426
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-20
Legal Description	LO204 SIDNEY CREEK PH1A BM2022-00215
Legal Subdivision	SIDNEY CREEK
Legal Lot Number	204
Jurisdiction	WAKE NC
Township / Civil Division	LITTLE RIVER
Census Block Group	3
Census Block	3013
Census Tract	54306

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1223 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Mar 13, 2024	Special Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
May 8, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	0019560619
Deed Book / Page	19560 / 619
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1223 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426

Mortgage

Document Number	019560/641
Date	Mar 13, 2024
Book Page	19560/641

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 13, 2024
Property Address	1223 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Document Number	019560/619
Book / Page	19560 / 619
Map Reference	MB 2022 PG 1686-1693
Instrument Date	Mar 13, 2024
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 RDU CENTER DR STE 202, 202, MORRISVILLE, NC 27560-7643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426

Mortgage

Document Number	0019560621
Date	Mar 13, 2024
Instrument	19560/621

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	019560/634
Date	Mar 13, 2024
Book Page	19560/634

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 8, 2023
Property Address	1223 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Document Number	19328/2671
Book / Page	19328 / 2671
Map Reference	MB 2022 PG 1686-1893
Instrument Date	May 5, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Zebulon Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$36.00 Additional exemption filed	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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