1221 Channel Drop Loop, Zebulon, NC 27597 Property Records

Wake County property record for 1221 Channel Drop Loop, Zebulon, NC 27597

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Oct 2023)
Tax Bill	$36 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`2715.04-50-7407 0492716`

Property Details

APN / Parcel Number

Primary APN	`2715.04-50-7407 0492716`
Alternative APN	`0492716`

Exterior

Lot Area	1,742 sqft (0.039 acres)

Location & Zoning

Account Number	0492716
Street Address	1221 CHANNEL DROP LOOP
City	ZEBULON
State	NC
Zip	27597-4426
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-20
Legal Description	LO205 SIDNEY CREEK PH1A BM2022-00215
Legal Subdivision	SIDNEY CREEK
Legal Lot Number	205
Jurisdiction	WAKE NC
Township / Civil Division	LITTLE RIVER
Census Block Group	3
Census Block	3013
Census Tract	54306

Owner

1221 Channel Drop Loop is owned and occupied by an individual who bought it in October 2023.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Mailing Address	1221 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 8, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	May 8, 2023 · Amount on File
Deed Document Number	0194661284
Deed Book / Page	19466 / 1284
Record Updated	Jun 7, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 30, 2023
Property Address	1221 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Document Number	19466/1284
Book / Page	19466 / 1284
Map Reference	MB 2022 PG 1686-1693
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 RDU CENTER DR STE 202, 202, MORRISVILLE, NC 27560-7643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426

Mortgage

Document Number	0194661286
Date	Oct 30, 2023
Instrument	19466/1286

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year TN
Max Rate	12.2%

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 8, 2023
Property Address	1221 CHANNEL DROP LOOP, ZEBULON, NC 27597-4426
Document Number	19328/2671
Book / Page	19328 / 2671
Map Reference	MB 2022 PG 1686-1893
Instrument Date	May 5, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Zebulon Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$36.00 Additional exemption filed	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1221 Channel Drop Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Channel Drop Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Channel Drop Loop

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