1223 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1223 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1939
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$294,666 (Feb 2018)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-12-0020`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-12-0020`
Alternative APNs	`8604650` `493841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	493841
Street Address	1223 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDWING ADDITION LOT 24 BLK 2
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	REDWING ADDITION
Legal Block	2
Legal Lot Number	24
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3000
Census Tract	36600

Owner

1223 Berkeley Ave is owned and occupied by an individual who bought it in February 2018.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1223 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Warranty Deed, Transfer · Conventional with PMI PLAZA HM MTG
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2018 · Amount on File
Deed Sale	Feb 22, 2018 · Amount on File
Prior Sale	Sep 24, 2004 · Amount on File
Deed Document Number	20184699429
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 22, 2018
Property Address	1223 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Document Number	0004699429
Instrument Date	Feb 15, 2018
Instrument	4699429
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 BERKELEY AVE ST PAUL MN 551052802, ST PAUL, MN 55105-2802

Mortgage

Document Number	4699430
Date	Feb 22, 2018
Instrument	4699430

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1223 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Document Number	0004673282
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1223 BERKELEY AVE ST PAUL MN 551052802, ST PAUL, MN 55105-2802

Mortgage

Document Number	0004673282
Date	Aug 23, 2017
Instrument	4673282

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 22, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1223 Berkeley Ave was $6,050 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,200 Land $112,200 Building $278,000	$390,200 Land $112,200 Building $278,000
2025	$6,050.00
2023	$5,288.00 Homeowner's exemption	$348,200 Land $112,200 Building $236,000	$348,200 Land $112,200 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1223 Berkeley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1223 Berkeley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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