12229 FM 2728, Terrell, TX 75161 Property Records

Kaufman County property record for 12229 FM 2728, Terrell, TX 75161

Property Summary

Property TypeSingle Family Home
Details3,070 sqft · built 2005
Lot Size1.13 acres (49,310 sqft)
OwnerIndividual Name on File
Tax Bill$6,436 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR75030

Property Details

APN / Parcel Number

Primary APNR75030
Alternative APN
  • 00.0329.0000.0007.00.99.00

Interior

Stories1 Story
Building Area3,070 sqft Living Area
Gross Area3,856 sqft
1st Floor Area3,070 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area49,310 sqft (1.13 acres)
Garage TypeAttached
Garage Area786 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchCovered Porch
Porch Area1,010 sqft
Storage Building270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR75030
Old Parcel Number00032900000007009900
Street Address12229 FM 2728
CityTERRELL
StateTX
Zip75161-7268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAVALIER ESTATES PH 1 LOT 7
Legal SubdivisionCAVALIER ESTATES PH 1
Legal Lot Number7
JurisdictionKAUFMAN TX
Township / Civil DivisionTERRELL
Census Block Group1
Census Block1026
Census Tract50602

Owner

12229 FM 2728 is owned and occupied by an individual who acquired it in December 2020.

Source: Kaufman County records, as of October 31, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12229 FM 2728, TERRELL, TX 75161-7268
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2020
Deed SaleDec 7, 2020
Prior SaleMar 30, 2015
Deed Document Number2020-0039171
Deed Book / Page6723 / 273
Record UpdatedJun 8, 2026

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionKAUFMAN TX
Recording DateDec 7, 2020
Property Address12229 FM 2728, TERRELL, TX 75161-7268
Document Number0067230273
Book / Page6723 / 273
Map ReferenceCAB 2 ENV 609
Instrument DateDec 4, 2020
Instrument2020-0039171
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyALLEGIANCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12229 FM 2728, TERRELL, TX 75161-7268

Mortgage

Document Number20200039172
DateDec 7, 2020
Instrument2020-0039172
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKaufman County
Unified School DistrictWills Point Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$631,507 Land $125,000 Building $582,359$707,359 Land $125,000 Building $582,359
2024$6,436.00 (+11.45%)
2023$5,775.00 (-11.93%) Homeowner's exemption$521,906 Land $60,000 Building $461,906$521,906 Land $60,000 Building $461,906
2022$6,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12229 FM 2728 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12229 FM 2728 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMO WSC
serves 2,475 people · EPA ID TX1290013
Water SourcePurchased surface water from CITY OF TERRELL
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb
Copper1.37 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Oct 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Wi-Five Broadband
Fixed Wireless
100 / 100

May also be available: Nextlink.

Nearby Properties on FM 2728

Nearby Streets

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