Kaufman County property record for 12193 FM 2728, Terrell, TX 75161
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 2,537 sqft · built 2007 |
| Lot Size | 1.13 acres (49,310 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,100 (Aug 2018) |
| Tax Bill | $3,387 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R75027 |
| Primary APN | R75027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,537 sqft Gross Area |
| 1st Floor Area | 1,852 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,310 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 265 sqft |
| Storage Building | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12193 FM RR 2728 |
|---|---|
| City | TERRELL |
| State | TX |
| Zip | 75161 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CAVALIER ESTATES PH 1 LOT 4 |
| Legal Subdivision | CAVALIER ESTATES PH 1 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KAUFMAN TX |
| Township / Civil Division | TERRELL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50602 |
Source: Kaufman County records, as of September 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12193 FM RR 2728, TERRELL, TX 75161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2020 | Deed of Trust, Mortgage SERVICE FIRST MTG |
| Aug 13, 2018 | Vendor's Lien, Transfer · FHA Mortgage SFMC LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Mar 11, 2013 · Amount on Record |
| Deed Document Number | 201820006 |
| Deed Book / Page | 5769 / 354 |
| Prior Transfer Date | Aug 7, 2007 |
| Prior Transfer Doc | 0032280344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Property Address | 12193 FM 2728, TERRELL, TX 75161-7137 |
| Document Number | 0064930056 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12193 FM 2728 TERRELL TX 751617137, TERRELL, TX 75161-7137 |
| Document Number | 0064930056 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 006493/000056 |
| Instrument | 19740 |
| Name | SERVICE FIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | MCKINNEY, TX 75070 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 13, 2040 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Aug 13, 2018 |
| Property Address | 12193 FM 2728, TERRELL, TX 75161-7137 |
| Document Number | 0057690354 |
| Book / Page | 5769 / 354 |
| Map Reference | CAB 2 ENV 609 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 2018-0020006 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | KAUFMAN COUNTY TITLE & ABSTR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12193 FM 2728, TERRELL, TX 75161-7137 |
| Document Number | 20180020007 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018-0020007 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Kaufman County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kaufman County |
| Unified School District | Wills Point Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363,000 (+21%) | $467,117 (+55.71%) Land $125,000 Building $342,117 | |
| 2024 | $3,387.00 (+12.67%) | ||
| 2023 | $3,006.00 (-29.54%) Homeowner's exemption | $300,000 Land $60,000 Building $240,000 | $300,000 Land $60,000 Building $240,000 |
| 2022 | $4,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMO WSC serves 2,475 people · EPA ID TX1290013 |
|---|---|
| Water Source | Purchased surface water from CITY OF TERRELL |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Copper | 1.37 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Oct 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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