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12227 E Border Oak Dr, Magnolia, TX 77354 Property Records

Montgomery County property record for 12227 E Border Oak Dr, Magnolia, TX 77354

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,633 sqft · built 2005
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Aug 2019)
Tax Bill$8,079 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN9243-02-05400

Property Details

APN / Parcel Number

Primary APN9243-02-05400
Alternative APN
  • R282895

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area3,633 sqft Living Area
Gross Area4,649 sqft
1st Floor Area2,332 sqft
2nd Floor Area1,301 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area43,560 sqft
View / LotFront
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
PorchScreened Concrete Masonry Porch
Porch Area340 sqft
Patio Area866 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12227 E BORDER OAK DR
CityMAGNOLIA
StateTX
Zip77354-6108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS924302 - THOUSAND OAKS 02, BLOCK 4, LOT 19
Legal SubdivisionTHOUSAND OAKS 02
Legal Block4
Legal Lot Number19
JurisdictionMONTGOMERY TX
Township / Civil DivisionMAGNOLIA
Census Block Group2
Census Block2007
Census Tract690405

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12227 E BORDER OAK DR, MAGNOLIA, TX 77354-6108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 1, 2019Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE/MONTGOMERY CNTY
Aug 1, 2019Vendor's Lien, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleAug 1, 2019
Deed Document Number201968756
Prior Transfer DateJul 31, 2019
Prior Transfer Doc0000068756
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address12227 E BORDER OAK DR, MAGNOLIA, TX 77354-6108
Transaction TypeMortgage
Record UpdatedFeb 3, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009640
DateJan 25, 2022
Instrument2022009640
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressALLEN, TX 75013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address12227 E BORDER OAK DR, MAGNOLIA, TX 77354-6108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000152646
DateDec 30, 2020
Instrument2020152646
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateAug 1, 2019
Property Address12227 E BORDER OAK DR, MAGNOLIA, TX 77354-6108
Document Number0000068755
Instrument DateJul 31, 2019
Instrument68755
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanySTEWART TITLE, STEWART TITLE/MONTGOMERY CNTY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1699 WALL ST #700 MOUNT PROSPECT IL 600565798, 700, MOUNT PROSPECT, IL 60056-5798
InvestorPossibly a Property Investor

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateAug 1, 2019
Property Address12227 E BORDER OAK DR, MAGNOLIA, TX 77354-6108
Document Number0000068756
Map ReferenceCAB N SH 180
Instrument DateJul 31, 2019
Instrument2019068756
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanySTEWART TTL OF MONTGOMERY CN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12227 E BORDER OAK DR, MAGNOLIA, TX 77354-6108

Mortgage

Document Number0000068757
DateAug 1, 2019
Instrument2019068757
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMagnolia Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$696,672 (+1%)$791,287 (+19.03%) Land $120,000 Building $671,287
2025$8,079.00 (+6.14%) Homeowner's exemption$633,338 (+1%) Land $120,000 Building $544,775$664,775 (-5.02%) Land $120,000 Building $544,775
2024$7,612.00 (+11.69%) Homeowner's exemption$575,762 (+1%) Land $120,000 Building $579,878$699,878 (+6.62%) Land $120,000 Building $579,878
2023$6,815.00 Homeowner's exemption$523,420 Land $120,000 Building $536,420$656,420 Land $120,000 Building $536,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Nearby Flood Policies48 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOUSAND OAKS
private · serves 1,158 people · EPA ID TX1700635
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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