12226 E Border Oak Dr, Magnolia, TX 77354 Property Records

Montgomery County property record for 12226 E Border Oak Dr, Magnolia, TX 77354

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,276 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Jun 2014)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9243-02-00900`

Property Details

APN / Parcel Number

Primary APN	`9243-02-00900`
Alternative APN	`R282850`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	4,276 sqft Living Area
Gross Area	4,852 sqft
1st Floor Area	2,711 sqft
2nd Floor Area	1,565 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Frame Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	1,316 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12226 E BORDER OAK DR
City	MAGNOLIA
State	TX
Zip	77354-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOUSAND OAKS 02, BLOCK 3, LOT 2
Legal Subdivision	THOUSAND OAKS 02
Legal Block	3
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MAGNOLIA
Census Block Group	2
Census Block	2003
Census Tract	690405

Owner

12226 E Border Oak Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Montgomery County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12226 E BORDER OAK DR, MAGNOLIA, TX 77354-6107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2014 · Amount on File
Deed Sale	Jun 24, 2014 · Amount on File
Prior Sale	Jun 3, 2010 · Amount on File
Deed Document Number	201460109
Prior Transfer Date	Jun 23, 2014
Prior Transfer Doc	0000060109
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12226 E BORDER OAK DR, MAGNOLIA, TX 77354-6107
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111946
Date	Dec 12, 2017
Instrument	2017111946

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 12226 E Border Oak Dr was $9,816 with exemptions applied, up 7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Magnolia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,866 (+1%)	$844,990 (+1.33%) Land $89,000 Building $755,990
2025	$9,816.00 (+6.95%) Homeowner's exemption Veteran's exemption	$760,787 (+1%)	$833,874 (+4.63%) Land $89,000 Building $744,874
2024	$9,178.00 (+11.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$691,625 (+1%) Land $89,000 Building $707,960	$796,960 (+6.58%) Land $89,000 Building $707,960
2023	$8,222.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$628,750 Land $89,000 Building $658,730	$747,730 Land $89,000 Building $658,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12226 E Border Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12226 E Border Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOUSAND OAKS private · serves 1,158 people · EPA ID TX1700635
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20