12226 Villa Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12226 Villa Rd, Spring Hill, FL 34609 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1999
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2023)
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-1059-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-1059-0010`
Alternative APNs	`00299661` `299661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 102 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	834 sqft
Deck Area	35 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00299661
Street Address	12226 VILLA RD
City	SPRING HILL
State	FL
Zip	34609-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 1059 LOT 1 ORB 2728 PGS 1449-54
Legal Range	18E
Legal Township	23S
Legal Section	08
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	1059
Legal Lot Number	1
Legal Unit	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3049
Census Tract	41006

Owner

Source: Hernando County records · APN R32-323-17-5160-1059-0010

Assessment roll updated October 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12226 VILLA RD, SPRING HILL, FL 34609-2068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2023 · Amount on Record
Deed Sale	Aug 04, 2023 · Amount on Record
Prior Sale	Aug 26, 2004 · Amount on Record
Deed Document Number	2023048911
Deed Book / Page	4328 / 911
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 04, 2023
Property Address	12226 VILLA RD, SPRING HILL, FL 34609-2068
Document Number	0043280911
Book / Page	4328 / 911
Map Reference	MB 9 PG 18
Instrument Date	Jul 07, 2023
Instrument	2023048911
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32801 US HIGHWAY N #142142, 142142, OKEECHOBEE, FL 34972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12226 VILLA RD, SPRING HILL, FL 34609-2068

Mortgage

Document Number	0004328913
Date	Aug 04, 2023
Instrument	4328/913

Lender

Name	ROBERTA SACCO
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	1 Months
Due	Sep 01, 2023

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (+39.66%)	$244,042 (+97.93%) Land $38,922 Building $205,120	$244,042 (+10.22%) Land $38,922 Building $205,120
2023		$123,298 (-31.81%) Land $123,298
2022	$2,494.00	$180,820 Land $20,434 Building $160,386	$221,408 Land $32,350 Building $189,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530410063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force 6 of 7 on primary residences
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.