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12195 Villa Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12195 Villa Rd, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,820 sqft · built 2003
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Feb 2022)
Tax Bill$4,723 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5160-1061-0300

Property Details

APN / Parcel Number

Primary APNR32-323-17-5160-1061-0300
Alternative APN
  • 583283

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,820 sqft Living Area
1st Floor Area1,228 sqft
Upper Floors Area1,592 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchOpen Porch
Porch Area662 sqft
Deck Area60 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address12195 VILLA RD
CitySPRING HILL
StateFL
Zip34609-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 16 BLK 1061 LOT 30
Legal Range18
Legal Township23S
Legal Section08
Legal SubdivisionSPRING HILL UNIT 16
Legal Block1061
Legal Lot Number30
Legal Unit16
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3043
Census Tract41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12195 VILLA RD, SPRING HILL, FL 34609-2066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleApr 21, 2011 · Amount on Record
Deed Document Number2022012340
Deed Book / Page4128 / 328
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 16, 2022
Property Address12195 VILLA RD, SPRING HILL, FL 34609-2066
Document Number0041280328
Book / Page4128 / 328
Map ReferenceMB 9 PG 18-30
Instrument DateFeb 14, 2022
Instrument2022012340
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2057 STONE MILL CREEK RD, 2057, WEWAHITCHKA, FL 32465-2654

Transferred To (Grantee/Buyer)

NameVerified Name
Address12195 VILLA RD, SPRING HILL, FL 34609-2066

Mortgage

Document Number0004128330
DateFeb 16, 2022
Instrument4128/330
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,723.00 (-3.87%) Additional exemption filed$370,278 (+1.97%) Land $38,500 Building $331,778$370,278 (+1.97%) Land $38,500 Building $331,778
2023$363,113 Land $46,696 Building $316,417
2022$4,913.00$363,113 Land $32,000 Building $331,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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