12222 Spencer Ln, Carleton, MI 48117 Property Records

Monroe County property record for 12222 Spencer Ln, Carleton, MI 48117

Property Summary

Property Type	Condominium
Lot Size	0.194 acres (8,493 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Aug 2020)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-171-083-00`

Property Details

APN / Parcel Number

Primary APN	`41-171-083-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	8,493 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12222 SPENCER LN
City	CARLETON
State	MI
Zip	48117-9626
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NORTH POINT COMMONS SITE CONDOMINIUM UNIT 83
Legal Subdivision	NORTH POINT COMMONS SITE CONDO
Legal Unit	83
Jurisdiction	MONROE MI
Township / Civil Division	ASH
Census Block Group	1
Census Block	1024
Census Tract	830400

Owner

12222 Spencer Ln, a condominium, is owned and occupied by two individuals who bought it in August 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12222 SPENCER LN, CARLETON, MI 48117-9626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 12, 2020	Warranty Deed, Transfer LAWYERS TITLE AGCY OF MONROE
Dec 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Dec 6, 2010 · Amount on File
Deed Document Number	202016158
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12222 SPENCER LN, CARLETON, MI 48117-9626
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12222 SPENCER LN, CARLETON, MI 48117-9626

Mortgage

Document Number	0000017201
Date	Oct 20, 2025
Instrument	2025R17201

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 12, 2020
Property Address	12222 SPENCER LN, CARLETON, MI 48117-9626
Document Number	2020R16158
Instrument Date	Aug 7, 2020
Instrument	2020R16158
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Tax	$1,642.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12222 SPENCER LN, 12222, CARLETON, MI 48117-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12222 SPENCER LN, CARLETON, MI 48117-9626

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12222 SPENCER LN, CARLETON, MI 48117-9626
Document Number	0000000451
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12222 SPENCER LN CARLETON MI 481179626, CARLETON, MI 48117-9626

Mortgage

Document Number	0000000451
Date	Jan 8, 2019
Instrument	451

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12222 Spencer Ln was $3,007 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ash Township
Municipality	Carleton Village
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,400 Land $146,400	$292,800 Land $292,800
2025	$3,007.00 Homeowner's exemption
2023	$2,564.00 Homeowner's exemption	$106,300	$212,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12222 Spencer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12222 Spencer Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASH TOWNSHIP serves 5,959 people · EPA ID MI0000245
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

Nearby Properties on Spencer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures