1222 Wallgate Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1222 Wallgate Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,274 sqft · built 1915
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Oct 2026)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Oct 2026 Sale & Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-104-006`

Property Details

APN / Parcel Number

Primary APN	`8913-27-104-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	944 sqft
Attic	Attic
Attic Area	330 sqft
Basement Area	944 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	154 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1222 WALLGATE AVE
City	WATERLOO
State	IA
Zip	50701-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 16 BLK 21 LOT 17 BLK 21
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HAGERMAN PLACE
Legal Block	21
Legal Lot Number	16,17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1058
Census Tract	400

Owner

Source: Black Hawk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1222 WALLGATE AVE, WATERLOO, IA 50701-2358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Line of Credit DENVER SAVINGS BANK
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on Record
Deed Sale	Oct 9, 2026 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	202615375
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 9, 2026
Property Address	1222 WALLGATE AVE, WATERLOO, IA 50701-2358
Document Number	0000015375
Instrument Date	Oct 7, 2026
Instrument	202615375
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,583.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 WALLGATE AVE, WATERLOO, IA 50701-2358

Mortgage

Document Number	0000015376,
Date	Oct 9, 2026
Instrument	202615376

Lender

Name	DENVER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000015377,
Date	Oct 9, 2026
Instrument	202615377

Lender

Name	DENVER SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2046

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1222 WALLGATE AVE, WATERLOO, IA 50701-2358
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 WALLGATE AVE, WATERLOO, IA 50701-2358

Mortgage

Document Number	202200006472
Date	Sep 23, 2021
Instrument	202200006472

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,118.00 (+14.55%)	$152,820 (+21.82%) Land $21,440 Building $131,380	$152,820 (+21.82%) Land $21,440 Building $131,380
2024	$2,722.00 (+24.07%)
2023		$125,450 (+25.58%) Land $21,440 Building $104,010	$125,450 (+25.58%) Land $21,440 Building $104,010
2022	$2,194.00	$99,900 Land $21,440 Building $78,460
2021			$99,900 Land $21,440 Building $78,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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