1218 Wallgate Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1218 Wallgate Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 716 sqft · built 1928
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$117,000 (Apr 2025)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-104-005`

Property Details

APN / Parcel Number

Primary APN	`8913-27-104-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	716 sqft Living Area
1st Floor Area	716 sqft
Basement Area	716 sqft
Finished Basement	200 sqft
Unfinished Basement	716 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1218 WALLGATE AVE
City	WATERLOO
State	IA
Zip	50701-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 18 BLK 21
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HAGERMAN PLACE
Legal Block	21
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1058
Census Tract	400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	977 FOX RIDGE RD, DIKE, IA 50624-9635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage COLLINS COMMUNITY CREDIT UNION
Mar 11, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 11, 2020	Deed, Transfer TITLE SERVICES
May 6, 2019	Warranty Deed, Transfer · ARM COLLINS COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Document Number	20255517
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	0000010525
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1218 WALLGATE AVE, WATERLOO, IA 50701-2358
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016378
Date	May 6, 2019
Instrument	201900016378

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 11, 2020
Property Address	1218 WALLGATE AVE, WATERLOO, IA 50701-2358
Document Number	202000015616
Instrument Date	Mar 5, 2020
Instrument	202000015616
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.80
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WALLGATE AVE, WATERLOO, IA 50701-2358

Mortgage

Document Number	202000015617
Date	Mar 11, 2020
Instrument	202000015617

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 11, 2020
Property Address	1218 WALLGATE AVE, WATERLOO, IA 50701-2358
Document Number	202000015618
Instrument Date	Mar 5, 2020
Instrument	202000015618
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 LAFAYETTE ST, WATERLOO, IA 50703-4908

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 6, 2019
Property Address	1218 WALLGATE AVE, WATERLOO, IA 50701-2358
Document Number	201900016376
Instrument Date	Apr 29, 2019
Instrument	201900016376
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WALLGATE AVE, WATERLOO, IA 50701-2358

Mortgage

Document Number	201900016377
Date	May 6, 2019
Instrument	201900016377

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2029
Index	1-Year CMT

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+27.47%) Homeowner's exemption	$117,840 (+21.23%) Land $12,610 Building $105,230	$117,840 (+21.23%) Land $12,610 Building $105,230
2024	$1,886.00 (+29.53%)
2023		$97,200 (+29.34%) Land $12,610 Building $84,590	$97,200 (+29.34%) Land $12,610 Building $84,590
2022	$1,456.00 Homeowner's exemption	$75,150 Land $12,610 Building $62,540
2021			$75,150 Land $12,610 Building $62,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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